5409 Clouds Peak Dr, Lutz, FL 33558 Property Records

Hillsborough County property record for 5409 Clouds Peak Dr, Lutz, FL 33558 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,768 sqft · built 2005
Lot Size0.308 acres (13,458 sqft)
OwnerIndividual Name on File
Tax Bill$6,009 (2025)
Deeds & MortgagesSep 2019 Line of Credit
Jan 2017 Transfer
Flood ZoneZone X (minimal risk)
APN0161238178

Property Details

APN / Parcel Number

Primary APN0161238178
Alternative APN
  • U30271871R000003000050

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area3,768 sqft Heated Area
1st Floor Area3,213 sqft 1st Floor
Upper Floors Area555 sqft Upper Floors
Stories2 Stories
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2015
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,458 sqft (0.308 acres)
Lot Dimensions157 ft deep x 85.7 ft wide
Parking Spaces2 Parking Spaces
Garage Area591 sqft Garage
PorchOpen Porch
Porch Area412 sqft Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number0161238178
Street Address5409 CLOUDS PEAK DR
CityLUTZ
StateFL
Zip33558-4966
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORANGE BLOSSOM CREEK PHASE 1 LOT 5 BLOCK 3
Legal Range18E
Legal Township27S
Legal Section30
Legal SubdivisionORANGE BLOSSOM CREEK PHASE 1
Legal Phase1
Legal Block3
Legal Lot Number5
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionKEYSTONE-CITRUS PARK
Census Block Group2
Census Block2008
Census Tract11512

Owner

Source: Hillsborough County records · APN 0161238178

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5409 CLOUDS PEAK DR, LUTZ, FL 33558-4966
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2019Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Jan 10, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 20, 2017
Deed SaleApr 20, 2017
Prior SaleJan 10, 2017
Deed Document Number2017153207
Deed Book / Page18334 / 1797
Record UpdatedJun 08, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address5409 CLOUDS PEAK DR, LUTZ, FL 33558-4966
Document Number0270551302
Instrument DateSep 14, 2019
Transaction TypeMortgage
Record UpdatedNov 13, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5409 CLOUDS PEAK DR LUTZ FL 335584966, LUTZ, FL 33558-4966

Mortgage

Document Number0270551302
DateOct 24, 2019
Book Page027055/001302
Instrument459718
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueOct 23, 2059
Interest
Rate TypeAdjustable Rate

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHILLSBOROUGH FL
Recording DateJan 10, 2017
Property Address5409 CLOUDS PEAK DR, LUTZ, FL 33558-4966
Document Number0246531896
Book / Page024653 / 001896
Instrument DateDec 19, 2016
Instrument11378
Transaction TypeTransfer
Record UpdatedFeb 06, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5409 CLOUDS PEAK DR LUTZ FL 335584966, LUTZ, FL 33558-4966

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,009.00 (+6.52%) Homeowner's exemption$338,299 (+5.99%)$718,921 (+6.76%) Land $154,767 Building $564,154
2023$5,641.00 (+4.04%) Homeowner's exemption$319,189 (+3%)$673,396 (+5.9%) Land $139,291 Building $534,105
2022$5,422.00 Homeowner's exemption$309,892$635,901 Land $123,814 Building $512,087

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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