Hillsborough County property record for 5408 Clouds Peak Dr, Lutz, FL 33558
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,746 sqft · built 2005 |
| Lot Size | 0.317 acres (13,828 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $370,300 (Jul 2005) |
| Tax Bill | $8,437 (2025) |
| Deeds & Mortgages | Jan 2024 Second Mortgage Apr 2021 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0161238240 |
| Primary APN | 0161238240 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,746 sqft Heated Area |
| 1st Floor Area | 2,746 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,828 sqft (0.317 acres) |
| Lot Dimensions | 158 ft deep x 87.5 ft wide |
| Garage Area | 590 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 276 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 242 sqft |
| Patio Area | 676 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 0161238240 |
|---|---|
| Street Address | 5408 CLOUDS PEAK DR |
| City | LUTZ |
| State | FL |
| Zip | 33558-4965 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | ORANGE BLOSSOM CREEK PHASE 1 LOT 10 BLOCK 4 |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 30 |
| Legal Subdivision | ORANGE BLOSSOM CREEK PHASE 1 |
| Legal Phase | 1 |
| Legal Block | 4 |
| Legal Lot Number | 10 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | KEYSTONE-CITRUS PARK |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 11512 |
Source: Hillsborough County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5408 CLOUDS PEAK DR, LUTZ, FL 33558-4965 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 23, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Apr 12, 2021 | Deed of Trust, Mortgage JASON ALLEN ETAL |
| Mar 29, 2022 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Aug 31, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jan 4, 2021 | Quit Claim Deed, Transfer JASON ALLEN |
| Apr 20, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Jan 10, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2005 · Amount on Record |
| Deed Sale | Jul 7, 2005 · Amount on Record |
| Prior Sale | Jan 10, 2017 |
| Deed Document Number | 0000295155 |
| Deed Book / Page | 15211 / 0818 |
| Last Transfer Date | Jan 4, 2021 |
| Transfer Doc | 0000001454 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 5408 CLOUDS PEAK DR, LUTZ, FL 33558-4965 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 5408 CLOUDS PEAK DR, LUTZ, FL 33558-4965 |
| Document Number | 0000031365 |
|---|---|
| Date | Jan 23, 2024 |
| Instrument | 2024031365 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 18, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 5408 CLOUDS PEAK DR, LUTZ, FL 33558-4965 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000180246 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 2021180246 |
| Name | JASON ALLEN ETAL |
|---|---|
| Type | Private Party |
| Address | 5408 CLOUDS PEAK DR, LUTZ, FL 33558 |
| Amount | Amount Recorded |
|---|---|
| Term | 33 Months |
| Due | Jan 1, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 5408 CLOUDS PEAK DR, LUTZ, FL 33558-4965 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 5408 CLOUDS PEAK DR, LUTZ, FL 33558-4965 |
| Document Number | 0000161980 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 2022161980 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 8, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 5408 CLOUDS PEAK DR, LUTZ, FL 33558-4965 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 5408 CLOUDS PEAK DR, LUTZ, FL 33558-4965 |
| Document Number | 0000608144 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 2021608144 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 5408 CLOUDS PEAK DR, LUTZ, FL 33558-4965 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 2021440108 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 2021440108 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jan 4, 2021 |
| Property Address | 5408 CLOUDS PEAK DR, LUTZ, FL 33558-4965 |
| Document Number | 0000001454 |
| Instrument Date | Dec 14, 2020 |
| Instrument | 1454 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5408 CLOUDS PEAK DR LUTZ FL 335584965, LUTZ, FL 33558-4965 |
| Document Number | 180246 |
|---|---|
| Date | Jan 4, 2021 |
| Instrument | 180246 |
| Name | JASON ALLEN |
|---|---|
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Apr 20, 2017 |
| Property Address | 5408 CLOUDS PEAK DR, LUTZ, FL 33558-4965 |
| Document Number | 0248841221 |
| Book / Page | 024884 / 001221 |
| Instrument Date | Apr 12, 2017 |
| Instrument | 153207 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5409 CLOUDS PEAK DR LUTZ FL 335584966, LUTZ, FL 33558-4966 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jan 10, 2017 |
| Property Address | 5408 CLOUDS PEAK DR, LUTZ, FL 33558-4965 |
| Document Number | 0246531894 |
| Book / Page | 024653 / 001894 |
| Instrument Date | Dec 19, 2016 |
| Instrument | 11377 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5409 CLOUDS PEAK DR LUTZ FL 335584966, LUTZ, FL 33558-4966 |
Source: Hillsborough County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,437.00 (+7.77%) Homeowner's exemption | $468,837 (+5.99%) | $620,444 (+7.34%) Land $152,110 Building $468,334 |
| 2023 | $7,829.00 (+3.59%) Homeowner's exemption | $442,353 (+3%) | $578,000 (+5.86%) Land $136,899 Building $441,101 |
| 2022 | $7,558.00 Homeowner's exemption | $429,469 | $545,979 Land $121,688 Building $424,291 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 90 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 90 in force |
| Nearby Flood Claims | 18 (1993–2024) |
| Claims Outside the SFHA | 6 of 18 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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