5330 Saddleback Ct, Lady Lake, FL 32159 Property Records

Lake County property record for 5330 Saddleback Ct, Lady Lake, FL 32159

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,720 sqft · built 1990
Lot Size	0.504 acres (21,992 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Sep 2015)
Tax Bill	$3,530 (2024)
Deeds & Mortgages	Sep 2025 Second Mortgage Jul 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-18-24-0500-00R-02400`

Property Details

APN / Parcel Number

Primary APN	`13-18-24-0500-00R-02400`
Alternative APN	`3306830`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,720 sqft Living Area
1st Floor Area	1,720 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	21,992 sqft (0.504 acres)
Garage Type	Finished
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	392 sqft
Porch	Open Porch
Porch Area	304 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3306830
Street Address	5330 SADDLEBACK CT
City	LADY LAKE
State	FL
Zip	32159-6012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBOR HILLS UNIT 1 LOT 24 BLK R PB 30 PGS 13-27 ORB 4676 PG 2238
Legal Range	24E
Legal Township	18S
Legal Section	13
Legal Subdivision	ARBOR HILLS UNIT 1
Legal Tract	500
Legal Block	R
Legal Lot Number	24
Legal Unit	1
Jurisdiction	LAKE FL
Township / Civil Division	FRUITLAND PARK-LADY LAKE
Census Block Group	2
Census Block	2013
Census Tract	30410

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5330 SADDLEBACK CT, LADY LAKE, FL 32159-6012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jul 11, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2015 · Amount on Record
Deed Sale	Sep 9, 2015 · Amount on Record
Prior Sale	Mar 27, 2009 · Amount on Record
Deed Document Number	2015098759
Deed Book / Page	4676 / 2238
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	5330 SADDLEBACK CT, LADY LAKE, FL 32159-6012
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5330 SADDLEBACK CT, LADY LAKE, FL 32159-6012

Mortgage

Document Number	0065931990
Date	Sep 10, 2025
Book Page	6593/1990
Instrument	2025111488

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	5330 SADDLEBACK CT, LADY LAKE, FL 32159-6012
Transaction Type	Mortgage
Record Updated	Jul 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5330 SADDLEBACK CT, LADY LAKE, FL 32159-6012

Mortgage

Document Number	0061731955
Date	Jul 11, 2023
Book Page	6173/1955
Instrument	2023082700

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$242,350 (+5.99%) Land $80,000 Building $162,350	$358,034 (+2.2%) Land $80,000 Building $278,034
2024	$3,530.00 (+9.49%)
2023	$3,224.00 (+8.44%) Homeowner's exemption	$228,660 (+3%)	$350,335 (+26.8%) Land $80,000 Building $270,335
2022	$2,973.00 Homeowner's exemption	$222,000	$276,290 Land $48,000 Building $228,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARBOR HILLS - 2 WTPS public/private · serves 1,219 people · EPA ID FL3354781
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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