5408 Harbor Rd, Bradenton, FL 34209 Property Records

Manatee County property record for 5408 Harbor Rd, Bradenton, FL 34209

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,584 sqft · built 1957
Lot Size0.302 acres (13,192 sqft)
OwnerIndividual Name on Record
Last Sale$210,000 (Aug 2016)
Tax Bill$2,789 (2024)
Deeds & MortgagesFeb 2024 Mortgage
Apr 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN36985.0000-0

Property Details

APN / Parcel Number

Primary APN36985.0000-0
Alternative APN
  • 3417293698500000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area1,584 sqft Living Area
Gross Area2,395 sqft
1st Floor Area1,416 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1996
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,192 sqft (0.302 acres)
Lot Dimensions136 ft deep x 97 ft wide
Garage TypeAttached
Garage Area616 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area195 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number3417293698500000
Street Address5408 HARBOR RD
CityBRADENTON
StateFL
Zip34209-1832
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-4.5
Legal DescriptionLOT 22,23 LESS THE NELY 24 FT BLOCK 2 HARBOR HILLS ALSO; BEG AT SE COR OF LOT C, BLOCK 2, HARBOR HILLS RESUB, FOR THE POB; TH
Legal Range17E
Legal Township34S
Legal Section29
Legal SubdivisionHARBOR HILLS
Legal Tract3697100
Legal Block2
Legal Lot Number22-23 23
JurisdictionMANATEE FL
Township / Civil DivisionBRADENTON
Census Block Group2
Census Block2021
Census Tract1202

Owner

Source: Manatee County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5408 HARBOR RD, BRADENTON, FL 34209-1832
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2024Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Apr 25, 2023Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
May 19, 2021Deed of Trust, Mortgage · FHA Mortgage
US NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 19, 2016 · Amount on Record
Deed SaleAug 19, 2016 · Amount on Record
Prior SaleAug 4, 2005 · Amount on Record
Deed Document Number201641030288
Deed Book / Page2635 / 0097
Record UpdatedJun 8, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address5408 HARBOR RD, BRADENTON, FL 34209-1832
Transaction TypeMortgage
Record UpdatedFeb 29, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address5408 HARBOR RD, BRADENTON, FL 34209-1832

Mortgage

Document Number0041012751
DateFeb 9, 2024
Instrument202441012751
Lender
NameUS BANK NA
TypeBank
Address4801 FREDERICA ST, OWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term271 Months
DueSep 1, 2046

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address5408 HARBOR RD, BRADENTON, FL 34209-1832
Transaction TypeMortgage
Record UpdatedMay 16, 2023
Title CompanySERVICELINK, SERVICE LINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address5408 HARBOR RD, BRADENTON, FL 34209-1832

Mortgage

Document Number0041042464
DateApr 25, 2023
Instrument202341042464
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term281 Months
DueSep 1, 2046

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address5408 HARBOR RD, BRADENTON, FL 34209-1832
Transaction TypeMortgage
Record UpdatedJun 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5408 HARBOR RD, BRADENTON, FL 34209-1832

Mortgage

Document Number202141066220
DateMay 19, 2021
Instrument202141066220
Lender
NameUS NATIONAL BANK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term304 Months
DueSep 1, 2046

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$220,886 (+5.99%)$412,366 (-1.88%) Land $112,200 Building $300,166
2024$2,789.00 (+2.09%)
2023$2,732.00 (+2.9%) Homeowner's exemption$208,409 (+3%)$420,264 (+23.75%) Land $112,200 Building $308,064
2022$2,655.00 Homeowner's exemption$202,339$339,599 Land $110,000 Building $229,599

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 86 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies86 in force
Nearby Flood Claims10 (1997–2024)
Claims Outside the SFHA3 of 10
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Hurricane Helene, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANATEE COUNTY UTILITIES DEPT
serves 347,800 people · EPA ID FL6411132
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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