Manatee County property record for 5312 Harbor Rd, Bradenton, FL 34209
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,700 sqft · built 1958 |
| Lot Size | 0.166 acres (7,220 sqft) |
| Owner | Individual Name on File |
| Last Sale | $219,000 (Feb 2017) |
| Tax Bill | $3,105 (2025) |
| Deeds & Mortgages | Apr 2017 Line of Credit Feb 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 36989-0000-2 |
| Primary APN | 36989-0000-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,700 sqft Living Area |
| Gross Area | 2,280 sqft |
| 1st Floor Area | 1,700 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,220 sqft (0.166 acres) |
| Lot Dimensions | 95 ft deep x 76 ft wide |
| View / Lot | Standard |
| Garage Type | Carport |
| Garage Area | 448 sqft |
| Carport | Carport |
| Carport Area | 448 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 20 sqft |
| Patio Area | 1,500 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 5312 HARBOR RD |
|---|---|
| City | BRADENTON |
| State | FL |
| Zip | 34209-1830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-4.5 RE |
| Legal Description | LOT 24 & NELY 24 FT OF LOT 23 BLK 2 HARBOR HILLS MORE PARTICULARY DESC AS FOLLOWS: BEG AT THE SE COR OF LOT 24, BLK 2, OF SD SUB, TH RUN SWLY ALG THE NLY LN OF HARBOR RD A |
| Legal Range | 17E |
| Legal Township | 34S |
| Legal Section | 29 |
| Legal Subdivision | HARBOR HILLS |
| Legal Tract | 03697100 |
| Legal Block | 2 |
| Legal Lot Number | 24 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 1202 |
5312 Harbor Rd is owned and occupied by an individual who bought it in February 2017.
Source: Manatee County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5312 HARBOR RD, BRADENTON, FL 34209-1830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 12, 2017 | Deed of Trust, Mortgage · Line of Credit FIDELITY BK |
| Feb 28, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2017 · Amount on File |
| Deed Sale | Feb 28, 2017 · Amount on File |
| Prior Sale | Nov 20, 2009 · Amount on File |
| Deed Document Number | 201718221 |
| Deed Book / Page | 2662 / 2563 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 5312 HARBOR RD, BRADENTON, FL 34209-1830 |
| Document Number | 0026741756 |
| Book / Page | 002674 / 001756 |
| Instrument Date | Apr 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 5312 HARBOR RD BRADENTON FL 342091830, BRADENTON, FL 34209-1830 |
| Document Number | 0026741756 |
|---|---|
| Date | May 15, 2017 |
| Book Page | 002674/001756 |
| Instrument | 41045945 |
| Name | FIDELITY BK |
|---|---|
| Type | Bank |
| Address | BRADENTON, FL 34209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 14, 2027 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Feb 28, 2017 |
| Property Address | 5312 HARBOR RD, BRADENTON, FL 34209-1830 |
| Document Number | 0026622563 |
| Book / Page | 002662 / 002563 |
| Instrument Date | Feb 24, 2017 |
| Instrument | 41018221 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,533.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 14185 BRADENTON FL 342804185, BRADENTON, FL 34280-4185 |
The 2025 property tax bill for 5312 Harbor Rd was $3,105 with a homeowner's exemption, up 3.5% from the year before.
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $244,846 (+2.7%) | $397,125 (-2.84%) Land $112,200 Building $284,925 | |
| 2025 | $3,105.00 (+3.47%) Homeowner's exemption | $238,409 | $408,727 Land $112,200 Building $296,527 |
| 2024 | $3,001.00 (+1.94%) | ||
| 2023 | $2,944.00 (+2.83%) Homeowner's exemption | $224,942 (+3%) | $416,699 (+23.36%) Land $112,200 Building $304,499 |
| 2022 | $2,863.00 Homeowner's exemption | $218,390 | $337,787 Land $110,000 Building $227,787 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5312 Harbor Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 86 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 86 in force |
| Nearby Flood Claims | 10 (1997–2024) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5312 Harbor Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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