San Diego County property record for 5407 Stirrup Way, Oceanside, CA 92057 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,726 sqft · built 1981 |
| Lot Size | 0.123 acres (5,353 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $381,000 (Dec 2012) |
| Tax Bill | $5,351 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage May 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 157-351-17-00 |
| Primary APN | 157-351-17-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,726 sqft Living Area |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Lot Area | 5,353 sqft (0.123 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 1575401700 |
|---|---|
| Street Address | 5407 STIRRUP WAY |
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-5514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 17 TR 009592 |
| Legal Subdivision | SPRING CREEK |
| Legal Tract | 009592 |
| Legal Block | 2 |
| Legal Lot Number | 17 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 19303 |
Source: San Diego County records · APN 157-351-17-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5407 STIRRUP WAY, OCEANSIDE, CA 92057-5514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 27, 2026 | Deed of Trust, Mortgage · VA Mortgage BARRETT FINANCIAL GROUP LLC |
| May 26, 2023 | Deed of Trust, Mortgage · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Jun 22, 2021 | Deed of Trust, Mortgage · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Apr 19, 2017 | Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Nov 14, 2017 | Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 04, 2012 · Amount on Record |
| Deed Sale | Dec 04, 2012 · Amount on Record |
| Prior Sale | Sep 21, 2012 · Amount on Record |
| Deed Document Number | 2012759717 |
| Last Transfer Date | Sep 21, 2016 |
| Transfer Doc | 0000514386 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5407 STIRRUP WAY, OCEANSIDE, CA 92057-5514 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2026 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 5407 STIRRUP WAY, OCEANSIDE, CA 92057-5514 |
| Document Number | 0000022422 |
|---|---|
| Date | Jan 27, 2026 |
| Instrument | 2026-0022422 |
| Name | BARRETT FINANCIAL GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANDLER, AZ 85286 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5407 STIRRUP WAY, OCEANSIDE, CA 92057-5514 |
| Transaction Type | Mortgage |
| Record Updated | Jun 07, 2023 |
| Title Company | CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD |
| Name | Verified Name |
|---|---|
| Address | 5407 STIRRUP WAY, OCEANSIDE, CA 92057-5514 |
| Document Number | 0000138812 |
|---|---|
| Date | May 26, 2023 |
| Instrument | 2023-0138812 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jun 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5407 STIRRUP WAY, OCEANSIDE, CA 92057-5514 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2021 |
| Title Company | WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 5407 STIRRUP WAY, OCEANSIDE, CA 92057-5514 |
| Document Number | 0000455136 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | 2021-0455136 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5407 STIRRUP WAY, OCEANSIDE, CA 92057-5514 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000176147 |
|---|---|
| Date | Apr 19, 2017 |
| Instrument | 2017-0176147 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5407 STIRRUP WAY, OCEANSIDE, CA 92057-5514 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | STEWART TITLE OF CALIFORNIA |
| Name | Verified Name |
|---|
| Document Number | 0000530558 |
|---|---|
| Date | Nov 14, 2017 |
| Instrument | 2017-0530558 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2047 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $478,546 (+2%) Land $251,207 Building $227,339 | |
| 2025 | $5,351.00 (+8.63%) | $469,164 (+4.04%) Land $246,282 Building $222,882 |
| 2023 | $4,926.00 (+0.24%) | $450,947 Land $236,719 Building $214,228 |
| 2022 | $4,914.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730193032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 387 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Fiber | 2,000 / 35 |
| San Diego Broadband | Fixed Wireless (unlicensed) | 500 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Cox Communications, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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