Polk County property record for 5407 Oro Valley Rd, Auburndale, FL 33823
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,478 sqft · built 2009 |
| Lot Size | 0.162 acres (7,057 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $178,000 (Nov 2018) |
| Tax Bill | $1,692 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-27-09-298381-000020 |
| Primary APN | 25-27-09-298381-000020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,478 sqft Living Area |
| Gross Area | 1,878 sqft |
| 1st Floor Area | 1,478 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,057 sqft (0.162 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 170 sqft |
| Street Address | 5407 ORO VALLEY RD |
|---|---|
| City | AUBURNDALE |
| State | FL |
| Zip | 33823-9402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BERKLEY RIDGE PHASE 1 PLAT BOOK 133 PGS 48 THRU 51 LOT 2 |
| Legal Range | 25E |
| Legal Township | 27S |
| Legal Section | 09 |
| Legal Subdivision | BERKLEY RIDGE PHASE 1 |
| Legal Phase | 1 |
| Legal Tract | 298381 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 12408 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5407 ORO VALLEY RD, AUBURNDALE, FL 33823-9402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TITAN MUTUAL LENDING INC |
| Nov 7, 2018 | Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESID'L MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2018 · Amount on Record |
| Deed Sale | Nov 7, 2018 · Amount on Record |
| Prior Sale | Nov 5, 2009 · Amount on Record |
| Deed Document Number | 2018234379 |
| Deed Book / Page | 10664 / 2133 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 5407 ORO VALLEY RD, AUBURNDALE, FL 33823-9402 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 5407 ORO VALLEY RD, AUBURNDALE, FL 33823-9402 |
| Document Number | 0000132772 |
|---|---|
| Date | May 20, 2021 |
| Book Page | 11725/1646 |
| Instrument | 2021132772 |
| Name | TITAN MUTUAL LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 7, 2018 |
| Property Address | 5407 ORO VALLEY RD, AUBURNDALE, FL 33823-9402 |
| Document Number | 0106642133 |
| Book / Page | 010664 / 002133 |
| Instrument Date | Nov 2, 2018 |
| Instrument | 234379 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2018 |
| Title Company | GOLDEN RULE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,246.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5407 ORO VALLEY RD AUBURNDALE FL 338239402, AUBURNDALE, FL 33823-9402 |
| Document Number | 106642135 |
|---|---|
| Date | Nov 7, 2018 |
| Book Page | 010664/002135 |
| Instrument | 234380 |
| Name | PARAMOUNT RESID'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 6, 2048 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $175,719 (+2.7%) | $210,003 (-0.49%) Land $50,000 Building $160,003 | |
| 2025 | $1,692.00 (-22.53%) Homeowner's exemption | $171,099 (+5.99%) | $211,035 (-6.67%) Land $50,000 Building $161,035 |
| 2023 | $2,184.00 (+4.7%) Homeowner's exemption | $161,434 (+3%) | $226,112 (+9.89%) Land $48,000 Building $178,112 |
| 2022 | $2,086.00 Homeowner's exemption | $156,732 | $205,755 Land $40,000 Building $165,755 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 5 (2004–2024) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF AUBURNDALE serves 35,239 people · EPA ID FL6530090 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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