Polk County property record for 5443 Oro Valley Rd, Auburndale, FL 33823
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,732 sqft · built 2011 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (Jan 2013) |
| Tax Bill | $3,783 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer Jul 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-27-09-298381-000080 |
| Primary APN | 25-27-09-298381-000080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,732 sqft Living Area |
| Gross Area | 3,312 sqft |
| 1st Floor Area | 1,261 sqft |
| Upper Floors Area | 1,471 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 5,998 sqft (0.138 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Florida Room |
| Porch Area | 245 sqft |
| Street Address | 5443 ORO VALLEY RD |
|---|---|
| City | AUBURNDALE |
| State | FL |
| Zip | 33823-9402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BERKLEY RIDGE PHASE 1 PLAT BOOK 133 PGS 48 THRU 51 LOT 8 |
| Legal Range | 25E |
| Legal Township | 27S |
| Legal Section | 09 |
| Legal Subdivision | BERKLEY RIDGE PHASE 1 |
| Legal Phase | 1 |
| Legal Tract | 298381 |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 12408 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5443 ORO VALLEY RD, AUBURNDALE, FL 33823-9402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Nov 19, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Jul 31, 2023 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| May 25, 2021 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 15, 2013 · Amount on Record |
| Deed Sale | Jan 15, 2013 · Amount on Record |
| Deed Document Number | 20137683 |
| Deed Book / Page | 8849 / 708 |
| Last Transfer Date | Nov 17, 2025 |
| Transfer Doc | 0000273974 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 19, 2025 |
| Property Address | 5443 ORO VALLEY RD, AUBURNDALE, FL 33823-9402 |
| Document Number | 0000273974 |
| Book / Page | 13783 / 2107 |
| Map Reference | MB 133 PG 48-51 |
| Instrument Date | Nov 17, 2025 |
| Instrument | 2025273974 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5443 ORO VALLEY RD, AUBURNDALE, FL 33823-9402 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 5443 ORO VALLEY RD, AUBURNDALE, FL 33823-9402 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5443 ORO VALLEY RD, AUBURNDALE, FL 33823-9402 |
| Document Number | 0000177726 |
|---|---|
| Date | Jul 31, 2023 |
| Book Page | 12782/1774 |
| Instrument | 2023177726 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 5443 ORO VALLEY RD, AUBURNDALE, FL 33823-9402 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 5443 ORO VALLEY RD, AUBURNDALE, FL 33823-9402 |
| Document Number | 0000136265 |
|---|---|
| Date | May 25, 2021 |
| Book Page | 11731/654 |
| Instrument | 2021136265 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $293,086 (+0.14%) Land $50,000 Building $243,086 | $293,086 (+0.14%) Land $50,000 Building $243,086 | |
| 2025 | $3,783.00 (+49.23%) | $292,671 (+62.03%) Land $50,000 Building $242,671 | $292,671 (-4.98%) Land $50,000 Building $242,671 |
| 2024 | $2,535.00 (+7.1%) Homeowner's exemption | $180,633 (+3%) | $308,020 (-1.2%) Land $50,000 Building $258,020 |
| 2023 | $2,367.00 (+4.5%) Homeowner's exemption | $175,372 (+3%) | $311,758 (+20.95%) Land $48,000 Building $263,758 |
| 2022 | $2,265.00 Homeowner's exemption | $170,264 | $257,766 Land $40,000 Building $217,766 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 5 (2004–2024) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF AUBURNDALE serves 35,239 people · EPA ID FL6530090 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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