5407 Lacey Rd, Dowling, MI 49050 Property Records

Barry County property record for 5407 Lacey Rd, Dowling, MI 49050

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,244 sqft · built 1900
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Dec 2019)
Tax Bill	$3,642 (2025)
Deeds & Mortgages	Jun 2020 Construction Loan Dec 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-01-006-006-20`

Property Details

APN / Parcel Number

Primary APN	`08-01-006-006-20`
Alternative APN	`01-006-006-20`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,244 sqft Finished Area
1st Floor Area	2,412 sqft
Basement Area	1,432 sqft
Unfinished Basement	1,432 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood Siding
Lot Area	87,120 sqft (2 acres)
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5407 LACEY RD
City	DOWLING
State	MI
Zip	49050-8745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASSYRIA TOWNSHIP T1N R7W SEC 6 S 350 FT OF W 250 FT OF E 29 ACRES OF SW 1/4 2.00 AC
Legal Range	07
Legal Township	01
Legal Section	06
Jurisdiction	BARRY MI
Township / Civil Division	ASSYRIA
Census Block Group	2
Census Block	2004
Census Tract	10800

Owner

5407 Lacey Rd is owned and occupied by an individual who bought it in December 2019.

Source: Barry County records, as of July 10, 2026

Owner of Record	Individual Name on File
Mailing Address	5407 LACEY RD, DOWLING, MI 49050-8745
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2020	Deed of Trust, Construction Loan · Construction Mortgage HIGHPOINT CMNTY BK
Dec 17, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Apr 20, 2018	Deed of Trust, Mortgage · Line of Credit ADVIA CU
Feb 14, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2019 · Amount on File
Deed Sale	Dec 17, 2019 · Amount on File
Deed Document Number	201912400
Prior Transfer Date	Feb 13, 2018
Prior Transfer Doc	1477
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	BARRY MI
Recording Date	Jun 23, 2020
Property Address	5407 LACEY RD, DOWLING, MI 49050-8745
Document Number	0623006284
Instrument Date	Jun 18, 2020
Instrument	200623006284
Transaction Type	Construction Loan
Record Updated	Aug 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	275 W BROGAN RD HASTINGS MI 490588335, HASTINGS, MI 49058-8335

Mortgage

Document Number	623006284
Date	Jun 23, 2020
Instrument	200623006284

Lender

Name	HIGHPOINT CMNTY BK
Address	HASTINGS, MI 49058

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 22, 2021

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BARRY MI
Recording Date	Dec 17, 2019
Property Address	5407 LACEY RD, DOWLING, MI 49050-8745
Document Number	1217012400
Instrument Date	Dec 12, 2019
Instrument	191217012400
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,634.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	275 W BROGAN RD HASTINGS MI 490588335, HASTINGS, MI 49058-8335

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARRY MI
Property Address	5407 LACEY RD, DOWLING, MI 49050-8745
Document Number	0425004171
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	Jun 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5407 LACEY RD DOWLING MI 490508745, DOWLING, MI 49050-8745

Mortgage

Document Number	0425004171
Date	Apr 25, 2018
Instrument	180425004171

Lender

Name	ADVIA CU
Type	Credit Union
Address	PARCHMENT, MI 49004

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 24, 2038

Interest

Rate Type	Adjustable Rate

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARRY MI
Recording Date	Feb 14, 2018
Property Address	5407 LACEY RD, DOWLING, MI 49050-8745
Document Number	0214001477
Instrument Date	Feb 13, 2018
Instrument	180214001477
Transaction Type	Transfer
Record Updated	Mar 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5407 LACEY RD DOWLING MI 490508745, DOWLING, MI 49050-8745

Tax Assessment & Valuation

The 2025 property tax bill for 5407 Lacey Rd was $3,642 with a homeowner's exemption, up 5% from the year before.

Source: Barry County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Barry County
County Subdivision	Assyria Township
Unified School District	Hastings Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,200 (+3.7%)	$554,400 (+3.7%)
2025	$3,642.00 (+4.96%) Homeowner's exemption	$267,300	$534,600
2024	$3,470.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5407 Lacey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5407 Lacey Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MEI DSL	25 / 3

May also be available: Mercury Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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