5402 Lacey Rd, Dowling, MI 49050 Property Records

Barry County property record for 5402 Lacey Rd, Dowling, MI 49050

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,344 sqft · built 1964
Lot Size	59 acres (2,573,525 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Feb 2020)
Tax Bill	$2,175 (2025)
Deeds & Mortgages	Jun 2021 Second Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-01-007-001-00`

Property Details

APN / Parcel Number

Primary APN	`08-01-007-001-00`
Alternative APN	`01-007-001-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,344 sqft Finished Area
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Lot Area	2,573,525 sqft (59 acres)
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5402 LACEY RD
City	DOWLING
State	MI
Zip	49050-8745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASSYRIA TOWNSHIP T1N R7W SEC 7 E 1/2 OF THE NE 1/4 OF THE NW 1/4, ALSO: THE SE 1/4 OF THE NW 1/4, EXC: COM AT NE COR OF THE E
Legal Range	07W
Legal Township	01N
Legal Section	07
Jurisdiction	BARRY MI
Township / Civil Division	ASSYRIA
Census Block Group	2
Census Block	2012
Census Tract	10800

Owner

5402 Lacey Rd is owned and occupied by an individual who bought it in February 2020.

Source: Barry County records, as of July 10, 2026

Owner of Record	Individual Name on File
Mailing Address	5402 LACEY RD, DOWLING, MI 49050-8745
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LAKE TRUST CU
Feb 21, 2020	Warranty Deed, Transfer · Conventional with PMI FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2020 · Amount on File
Deed Sale	Feb 21, 2020 · Amount on File
Deed Document Number	20201821
Prior Transfer Date	Oct 23, 2008
Prior Transfer Doc	0000000996
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARRY MI
Property Address	5402 LACEY RD, DOWLING, MI 49050-8745
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7044
Date	Jun 1, 2021
Instrument	2021-007044

Lender

Name	LAKE TRUST CU
Type	Credit Union
Address	BRIGHTON, MI 48114

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	239 Months
Due	May 28, 2041

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BARRY MI
Recording Date	Feb 21, 2020
Property Address	5402 LACEY RD, DOWLING, MI 49050-8745
Document Number	0221001821
Instrument Date	Feb 18, 2020
Instrument	200221001821
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,236.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5402 LACEY RD DOWLING MI 490508745, DOWLING, MI 49050-8745

Mortgage

Document Number	221001822
Date	Feb 21, 2020
Instrument	200221001822

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5402 Lacey Rd was $2,175 with a homeowner's exemption, up 5% from the year before.

Source: Barry County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Barry County
County Subdivision	Assyria Township
Unified School District	Hastings Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,200 (+6.53%)	$388,400 (+6.53%)
2025	$2,175.00 (+4.97%) Homeowner's exemption	$182,300	$364,600
2024	$2,072.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5402 Lacey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5402 Lacey Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MEI Fiber	1,000 / 20
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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