5407 Hst Spring Dr, Concord, NC 28025 Property Records

Cabarrus County property record for 5407 Hst Spring Dr, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,996 sqft · built 1992
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$368,000 (Oct 2021)
Tax Bill	$2,342 (2023)
Deeds & Mortgages	May 2023 Line of Credit Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5559 75 4959`

Property Details

APN / Parcel Number

Primary APN	`5559 75 4959`
Alternative APNs	`09001 0002.900000` `140829` `150492`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,996 sqft Living Area
Gross Area	3,588 sqft
1st Floor Area	2,996 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2012
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	30,056 sqft (0.69 acres)
Lot Width	150 ft Width
Driveway	Concrete Driveway
Driveway Area	1,075 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	240 sqft
Patio Area	240 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	150492
Street Address	5407 HISTORIC SPRING DR
City	CONCORD
State	NC
Zip	28025-8785
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Description	LT 27 COLD SPRINGS
Legal Subdivision	COLD SPRINGS
Legal Lot Number	27
Jurisdiction	CABARRUS NC
Township / Civil Division	9, GEORGEVILLE
Census Block Group	2
Census Block	2007
Census Tract	41602

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5407 HISTORIC SPRING DR, CONCORD, NC 28025-8785
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Oct 21, 2021	Warranty Deed, Transfer · Conventional Mortgage INTERCOASTAL MORTGAGE
Oct 7, 2020	Warranty Deed, Transfer · Conventional Mortgage MID-AMERICAN MORTGAGE INC
Aug 24, 2017	Warranty Deed, Transfer · Conventional Mortgage RESOURCE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2021 · Amount on Record
Deed Sale	Oct 21, 2021 · Amount on Record
Prior Sale	Oct 7, 2020 · Amount on Record
Deed Book / Page	15594 / 40
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	5407 HISTORIC SPRING DR, CONCORD, NC 28025-8785
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5407 HISTORIC SPRING DR, CONCORD, NC 28025-8785

Mortgage

Document Number	0016480121
Date	May 10, 2023
Book Page	16480/121

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 21, 2021
Property Address	5407 HISTORIC SPRING DR, CONCORD, NC 28025-8785
Document Number	0001559440
Book / Page	15594 / 40
Map Reference	MB 19 PG 27
Instrument Date	Oct 21, 2021
Transaction Type	Transfer
Record Updated	Jul 18, 2023
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$736.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3430 RIMER RD, CONCORD, NC 28025-7370

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5407 HISTORIC SPRINGS DR, CONCORD, NC 28025-8785

Mortgage

Document Number	0001559443
Date	Oct 21, 2021
Instrument	15594/43

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 7, 2020
Property Address	5407 HISTORIC SPRINGS DR, CONCORD, NC 28025-8785
Document Number	0014562276
Book / Page	14562 / 276
Instrument Date	Oct 7, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$548.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8501 FRANKLIN ST E, 8501, MOUNT PLEASANT, NC 28124-8328

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5407 HISTORIC SPRINGS DR, CONCORD, NC 28025-8785

Mortgage

Document Number	0014562278
Date	Oct 7, 2020
Instrument	14562/278

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Aug 24, 2017
Property Address	5407 HISTORIC SPRINGS DR, CONCORD, NC 28025-8785
Document Number	0012644292
Book / Page	12644 / 0292
Map Reference	MB19 PG27
Instrument Date	Aug 24, 2017
Instrument	12644-0292
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 87, MOUNT PLEASANT, NC 28124-0087

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5407 HISTORIC SPRINGS DR, CONCORD, NC 28025-8785

Mortgage

Document Number	0126440294
Date	Aug 24, 2017
Instrument	12644-0294

Lender

Name	RESOURCE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$460,620 (+68.77%) Land $91,000 Building $369,620
2024			$460,620 (+68.77%) Land $91,000 Building $369,620
2023	$2,342.00	$272,920 Land $42,000 Building $230,920	$272,920 Land $42,000 Building $230,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIELDSTONE/COLD SPRINGS DEV private · serves 424 people · EPA ID NC0113232
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hst Spring Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures