5400 Hst Spring Dr, Concord, NC 28025 Property Records

Cabarrus County property record for 5400 Hst Spring Dr, Concord, NC 28025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,730 sqft · built 1990
Lot Size0.58 acres (25,265 sqft)
OwnerIndividual Name on File
Last Sale$110,000 (Aug 1990)
Tax Bill$1,772 (2023)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN5559 75 1964

Property Details

APN / Parcel Number

Primary APN5559 75 1964
Alternative APNs
  • 09001 0002.130000
  • 7353100

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,730 sqft Living Area
Gross Area2,681 sqft
1st Floor Area1,730 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2005
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area25,265 sqft (0.58 acres)
Lot Dimensions170 ft deep x 150 ft wide
Garage TypeMixed
Garage Area534 sqft
DrivewayConcrete Driveway
Driveway Area2,000 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area144 sqft
Patio Area273 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number7353100
Street Address5400 HISTORIC SPRING DR
CityCONCORD
StateNC
Zip28025-8785
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCR
Legal DescriptionLT 8 COLD SPRINGS
Legal SubdivisionCOLD SPRINGS
Legal Lot Number8
JurisdictionCABARRUS NC
Township / Civil Division9, GEORGEVILLE
Census Block Group2
Census Block2002
Census Tract41602

Owner

5400 Hst Spring Dr is owned and occupied by an individual who acquired it in February 1999.

Source: Cabarrus County records, as of August 27, 2026

Owner of RecordIndividual Name on File
Mailing Address5400 HISTORIC SPRING DR, CONCORD, NC 28025-8785
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 24, 1990 · Amount on File
Deed SaleAug 24, 1990 · Amount on File
Prior SaleSep 1, 1989 · Amount on File
Deed Book / Page763 / 397
Last Transfer DateFeb 4, 1999
Transfer Doc2500000038
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address5400 HISTORIC SPRING DR, CONCORD, NC 28025-8785
Transaction TypeMortgage
Record UpdatedJul 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0015357102
DateJul 26, 2021
Book Page15357/102
Lender
NameUWHARRIE BANK
TypeBank
AddressALBEMARLE, NC 28001
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2036

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$357,950 Land $91,000 Building $266,950
2024$357,950 (+73.31%) Land $91,000 Building $266,950
2023$1,772.00$206,540 Land $42,000 Building $164,540$206,540 Land $42,000 Building $164,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5400 Hst Spring Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5400 Hst Spring Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFIELDSTONE/COLD SPRINGS DEV
private · serves 424 people · EPA ID NC0113232
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Hst Spring Dr

Nearby Streets

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