5407 Cedar Tree Ln, Emerald Isle, NC 28594 Property Records

Carteret County property record for 5407 Cedar Tree Ln, Emerald Isle, NC 28594

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,536 sqft · built 1982
Lot Size0.245 acres (10,672 sqft)
Owner2 Individual Names on File
Tax Bill$2,385 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN6304.18.41.8994000

Property Details

APN / Parcel Number

Primary APN6304.18.41.8994000
Alternative APNs
  • 547150
  • 49109

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,536 sqft Heated Area
Gross Area1,143 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1994
Architectural StyleCape Cod
Exterior MaterialFiber Cement Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,672 sqft (0.245 acres)
Lot Dimensions114 ft deep x 90 ft wide
Deck Area29 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number49109
Street Address5407 CEDAR TREE LN
CityEMERALD ISLE
StateNC
Zip28594-3506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL15 B22A EMERALD ISLE
Legal SubdivisionJA SINGLETON JR PROP
Legal Block41
Legal Lot Number15
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group1
Census Block1079
Census Tract970903

Owner

5407 Cedar Tree Ln is owned by two individuals who acquired it in January 2021.

Source: Carteret County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address1401 CHIP SHOT DR, MOREHEAD CITY, NC 28557
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJan 7, 2021
Transfer Doc0017030372
Record UpdatedOct 29, 2026

January 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCARTERET NC
Recording DateJan 12, 2021
Property Address5407 CEDAR TREE LN, EMERALD ISLE, NC 28594-3506
Document Number0017030372
Book / Page1703 / 372
Map ReferenceMB 8 PG 59
Instrument DateJan 7, 2021
Instrument1703372
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5407 CEDAR TREE LN, EMERALD ISLE, NC 28594-3506

Mortgage

Document Number1703373
DateJan 12, 2021
Instrument1703-373
Lender
NameCORPORATE INVESTORS MORTGAGE GROUP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5407 Cedar Tree Ln was $2,385.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$591,603 (-) Land $250,456 Building $341,147$591,603 (-) Land $250,456 Building $341,147
2025$2,385.00$591,603 Land $250,456 Building $341,147$591,603 Land $250,456 Building $341,147
2023$334,378 Land $199,584 Building $134,794$334,378 Land $199,584 Building $134,794
2022$1,901.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5407 Cedar Tree Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 760 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies965 units insured
incl. 205 condo units
Nearby Flood Claims1,172 (1982–2024)
Claims Outside the SFHA778 of 1,172
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Hurricane Florence, Sep 2018 · 183 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims
  • Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5407 Cedar Tree Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar Tree Ln

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