5404 Cedar Tree Ln, Emerald Isle, NC 28594 Property Records

Carteret County property record for 5404 Cedar Tree Ln, Emerald Isle, NC 28594

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,480 sqft · built 1977
Lot Size0.347 acres (15,115 sqft)
Owner2 Individual Names on Record
Last Sale$310,000 (Jun 2012)
Tax Bill$2,857 (2025)
Flood ZoneZone X (minimal risk)
APN6304.19.52.2184000

Property Details

APN / Parcel Number

Primary APN6304.19.52.2184000
Alternative APNs
  • 497465
  • 37643

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,480 sqft Heated Area
Gross Area2,192 sqft
1st Floor Area1,240 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1993
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Foundation TypeBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,115 sqft (0.347 acres)
Lot Dimensions162 ft deep x 105 ft wide
Deck Area40 sqft
Patio Area480 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number37643
Street Address5404 CEDAR TREE LN
CityEMERALD ISLE
StateNC
Zip28594-3505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT L14 B21 EMERALD ISLE
Legal SubdivisionEMERALD ISLE BY THE SEA
Legal Block52
Legal Lot Number14
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group1
Census Block1079
Census Tract970903

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4342 PITTS AVE, CINCINNATI, OH 45223-2053
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 14, 2012 · Amount on Record
Deed SaleJun 14, 2012 · Amount on Record
Deed Document Number20121412070
Deed Book / Page1412 / 70
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$734,833 (-) Land $231,904 Building $502,929$734,833 (-) Land $231,904 Building $502,929
2025$2,857.00 (+34.89%)$734,833 (+93.87%) Land $231,904 Building $502,929$734,833 (+93.87%) Land $231,904 Building $502,929
2023$379,033 Land $149,021 Building $230,012$379,033 Land $149,021 Building $230,012
2022$2,118.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 760 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies965 units insured
incl. 205 condo units
Nearby Flood Claims1,172 (1982–2024)
Claims Outside the SFHA778 of 1,172
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Hurricane Florence, Sep 2018 · 183 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims
  • Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar Tree Ln

Nearby Streets

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