54066 Oconee Dr, Macomb, MI 48042 Property Records

Macomb County property record for 54066 Oconee Dr, Macomb, MI 48042

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,699 sqft · built 1999
Lot Size	0.258 acres (11,238 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Sep 2024)
Tax Bill	$7,211 (2025)
Deeds & Mortgages	Nov 2022 Second Mortgage Nov 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-08-280-010`

Property Details

APN / Parcel Number

Primary APN	`20-08-08-280-010`
Alternative APN	`0808280010`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,699 sqft Living Area
1st Floor Area	1,689 sqft
Basement Area	1,689 sqft
Unfinished Basement	1,689 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Architectural Style	Split Level
Lot Area	11,238 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	54066 OCONEE DR
City	MACOMB
State	MI
Zip	48042-6123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUMPTER FOREST SUB. LOT 121 LIBER: 135 PAGES: 1-17
Legal Subdivision	SUMPTER FOREST SUB
Legal Lot Number	121
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2005
Census Tract	223803

Owner

54066 Oconee Dr is owned and occupied by two individuals who bought it in September 2024.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	54066 OCONEE DR, MACOMB, MI 48042-6123
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLAGSTAR BANK FSB
Nov 9, 2020	Warranty Deed, Transfer ATA NATL TITLE GROUP LLC
Jan 29, 2020	Warranty Deed, Transfer · Conventional Mortgage LAKE MI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2024 · Amount on File
Deed Sale	Sep 19, 2024 · Amount on File
Prior Sale	Nov 9, 2020 · Amount on File
Deed Document Number	202476867
Deed Book / Page	29763 / 295
Prior Transfer Date	Aug 1, 2011
Prior Transfer Doc	0000187449
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	54066 OCONEE DR, MACOMB, MI 48042-6123
Transaction Type	Mortgage
Record Updated	Nov 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54066 OCONEE DR, MACOMB, MI 48042-6123

Mortgage

Document Number	2200123375
Date	Nov 1, 2022
Book Page	28883/488
Instrument	202200123375

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2042

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Nov 9, 2020
Property Address	54066 OCONEE DR, MACOMB, MI 48042-6123
Document Number	0000137077
Book / Page	27137 / 415
Map Reference	LB 135 PG 1-17
Instrument Date	Oct 30, 2020
Instrument	2137077
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	ATA NATL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$3,749.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	64066 OCONEE DR, 64066, MACOMB, MI 48042

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54066 OCONEE DR, MACOMB, MI 48042-6123

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jan 29, 2020
Property Address	54066 OCONEE DR, MACOMB, MI 48042-6123
Document Number	0000011827
Book / Page	026482 / 000032
Instrument Date	Jan 17, 2020
Instrument	11827
Transaction Type	Transfer
Record Updated	Feb 21, 2020
Title Company	LIGHTHOUSE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,216.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 LAFAYETTE ST #300 MOUNT CLEMENS MI 480431613, 300, MOUNT CLEMENS, MI 48043-1613

Mortgage

Document Number	11828
Date	Jan 29, 2020
Book Page	026482/000034
Instrument	11828

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 54066 Oconee Dr was $7,211 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Utica Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,300 (+3.76%)	$540,600 (+3.76%)
2025	$7,211.00 Homeowner's exemption	$260,500	$521,000
2023		$222,900	$445,800
2022	$5,443.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 54066 Oconee Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54066 Oconee Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Oconee Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures