54028 Oconee Dr, Macomb, MI 48042 Property Records

Macomb County property record for 54028 Oconee Dr, Macomb, MI 48042

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,540 sqft · built 1999
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Mar 2018)
Tax Bill	$5,299 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`20-08-08-280-011`

Property Details

APN / Parcel Number

Primary APN	`20-08-08-280-011`
Alternative APN	`0808280011`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,540 sqft Living Area
1st Floor Area	1,797 sqft
Basement Area	1,797 sqft
Unfinished Basement	1,797 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Architectural Style	Split Level
Roof Type	Hip
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	150 ft deep x 90 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	54028 OCONEE DR
City	MACOMB
State	MI
Zip	48042-6123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUMPTER FOREST SUB. LOT 93 LIBER: 135 PAGES: 1-17
Legal Subdivision	SUMPTER FOREST SUB
Legal Lot Number	93
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2005
Census Tract	223803

Owner

54028 Oconee Dr is owned and occupied by two individuals who bought it in March 2018.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	54028 OCONEE DR, MACOMB, MI 48042-6123
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Mar 6, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2018 · Amount on File
Deed Sale	Mar 6, 2018 · Amount on File
Prior Sale	Jul 12, 2000 · Amount on File
Deed Document Number	20188023844
Deed Book / Page	25245 / 355
Prior Transfer Date	Jul 31, 2014
Prior Transfer Doc	0000098816
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	54028 OCONEE DR, MACOMB, MI 48042-6123
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54028 OCONEE DR, MACOMB, MI 48042-6123

Mortgage

Document Number	2102208506
Date	Jul 8, 2021
Book Page	27854/328
Instrument	202102208506

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Mar 6, 2018
Property Address	54028 OCONEE DR, MACOMB, MI 48042-6123
Document Number	0000023844
Book / Page	25245 / 355
Map Reference	LB 135 PG 1-17
Instrument Date	Feb 27, 2018
Instrument	8023844
Transaction Type	Transfer
Record Updated	May 31, 2021

Transaction

Amount	Amount on Record
Tax	$2,924.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25301 25 MILE RD, 25301, CHESTERFIELD, MI 48051-1046

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54028 OCONEE DR, MACOMB, MI 48042-6123

Tax Assessment & Valuation

The 2025 property tax bill for 54028 Oconee Dr was $5,299 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Utica Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,400 (+4.36%)	$488,800 (+4.36%)
2025	$5,299.00 Homeowner's exemption	$234,200	$468,400
2023		$199,500	$399,000
2022	$4,686.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 54028 Oconee Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 54028 Oconee Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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