540558 Lem Turner Rd, Callahan, FL 32011 Property Records

Nassau County property record for 540558 Lem Turner Rd, Callahan, FL 32011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,661 sqft · built 1993
Lot Size	1.05 acres (45,845 sqft)
Owner	2 Individual Names on File
Last Sale	$196,000 (Jul 2016)
Tax Bill	$1,639 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Oct 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`37-1N-25-299C-0001-0000`

Property Details

APN / Parcel Number

Primary APN	`37-1N-25-299C-0001-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,661 sqft Heated Area
Gross Area	2,069 sqft
1st Floor Area	2,621 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	45,845 sqft (1.05 acres)
Lot Dimensions	350 ft deep x 130 ft wide
Porch	Open Porch
Porch Area	664 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	540558 LEM TURNER RD
City	CALLAHAN
State	FL
Zip	32011-7729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	LOT 1 IN OR 2059/1663 NASSAU VILLAGE 3 UNR
Legal Range	25E
Legal Township	01N
Legal Section	37
Legal Subdivision	NASSAU VILLAGE 3
Legal Lot Number	1
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	1
Census Block	1003
Census Tract	50506

Owner

540558 Lem Turner Rd is owned and occupied by two individuals who bought it in July 2016.

Source: Nassau County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	540558 LEM TURNER RD, CALLAHAN, FL 32011-7729
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage METRO NORTH FCU
Oct 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage METRO NORTH FCU
Aug 2, 2022	Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2016 · Amount on File
Deed Sale	Jul 20, 2016 · Amount on File
Deed Document Number	201620379
Deed Book / Page	2059 / 1663
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	540558 LEM TURNER RD, CALLAHAN, FL 32011-7729
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026850481
Date	Dec 18, 2023
Book Page	2685/481
Instrument	202345037610

Lender

Name	METRO NORTH FCU
Type	Credit Union
Address	310 DUNDAS DR, JACKSONVILLE, FL 32218

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	540558 LEM TURNER RD, CALLAHAN, FL 32011-7729
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540558 LEM TURNER RD, CALLAHAN, FL 32011-7729

Mortgage

Document Number	0028240174
Date	Oct 22, 2025
Book Page	2824/174
Instrument	202545032007

Lender

Name	METRO NORTH FCU
Type	Credit Union
Address	JACKSONVILLE, FL 32218

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 21, 2055

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	540558 LEM TURNER RD, CALLAHAN, FL 32011-7729
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 558 LEM TURNER RD, CALLAHAN, FL 32011

Mortgage

Document Number	0025811243
Date	Aug 2, 2022
Book Page	2581/1243
Instrument	202245026993

Lender

Name	FAIRWINDS CU
Type	Credit Union
Address	ORLANDO, FL 32826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Jul 30, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	540558 LEM TURNER RD, CALLAHAN, FL 32011-7729
Transaction Type	Mortgage
Record Updated	Jun 1, 2021
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540558 LERN TURNER RD, CALLAHAN, FL 32011

Mortgage

Document Number	0024570081
Date	Apr 29, 2021
Book Page	2457/81
Instrument	202145015785

Lender

Name	FAIRWINDS CU
Type	Credit Union
Address	ORLANDO, FL 32826

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 540558 Lem Turner Rd was $1,639 with a homeowner's exemption, up 1.7% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,639.00 (+1.74%) Homeowner's exemption	$147,152 (+2.9%)	$236,429 (+5.98%) Land $50,000 Building $186,429
2024	$1,611.00 (+2.03%) Homeowner's exemption	$143,005 (+3%)	$223,095 (+3.14%) Land $45,000 Building $178,095
2023	$1,579.00 (+11.75%) Homeowner's exemption	$138,840 (+3%)	$216,311 (+15.7%) Land $45,000 Building $171,311
2022	$1,413.00 Homeowner's exemption	$134,796	$186,955 Land $45,000 Building $141,955

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 540558 Lem Turner Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	5 (2008–2021)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2021 · Tropical Storm Elsa
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 540558 Lem Turner Rd is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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