540544 Lem Turner Rd, Callahan, FL 32011 Property Records

Nassau County property record for 540544 Lem Turner Rd, Callahan, FL 32011

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,623 sqft · built 1973
Lot Size1.04 acres (45,632 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (Aug 2024)
Tax Bill$3,568 (2025)
Deeds & MortgagesSep 2021 Second Mortgage
Flood ZoneZone X (minimal risk)
APN37-1N-25-299A-0046-0000

Property Details

APN / Parcel Number

Primary APN37-1N-25-299A-0046-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,623 sqft Heated Area
Gross Area2,295 sqft
1st Floor Area1,623 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1993
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area45,632 sqft (1.04 acres)
Lot Dimensions350 ft deep x 130 ft wide
Garage Area988 sqft

Exterior Amenities

PorchOpen Porch
Porch Area135 sqft
Deck Area192 sqft
Patio Area291 sqft
Pole Barn135 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address540544 LEM TURNER RD
CityCALLAHAN
StateFL
Zip32011-7729
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM
Legal DescriptionLOT 46 IN OR 2735 PG 223 NASSAU VILLAGE 1 UNR
Legal Range25E
Legal Township01N
Legal Section37
Legal SubdivisionNASSAU VILLAGE 1
Legal Lot Number46
JurisdictionNASSAU FL
Township / Civil DivisionCALLAHAN-HILLIARD
Census Block Group1
Census Block1003
Census Tract50506

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address540544 LEM TURNER RD, CALLAHAN, FL 32011-7729
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2024 · Amount on Record
Deed SaleAug 30, 2024 · Amount on Record
Deed Document Number202445024611
Deed Book / Page2735 / 223
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address540544 LEM TURNER RD, CALLAHAN, FL 32011-7729
Transaction TypeMortgage
Record UpdatedOct 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address540544 LEM TURNER RD, CALLAHAN, FL 32011-7729

Mortgage

Document Number0024961517
DateSep 15, 2021
Book Page2496/1517
Instrument202145034518
Lender
NameCOMMUNITY FIRST CREDIT UNION OF FLORIDA
TypeCredit Union
AddressJACKSONVILLE, FL 32204
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term119 Months
DueAug 30, 2031

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,568.00 (+10.81%)$232,461 (+12.81%) Land $50,000 Building $182,461$232,461 (+12.81%) Land $50,000 Building $182,461
2024$3,220.00 (+476.03%)$206,073 (+79.65%) Land $45,000 Building $161,073$206,073 (+2.77%) Land $45,000 Building $161,073
2023$559.00 (+15.02%) Homeowner's exemption$114,707 (+3%)$200,513 (+18.13%) Land $45,000 Building $155,513
2022$486.00 Homeowner's exemption$111,366$169,737 Land $45,000 Building $124,737

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims5 (2008–2021)
Claims Outside the SFHA2 of 5
Most Recent ClaimJul 2021 · Tropical Storm Elsa
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Xfinity
Cable
1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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