5405 Sidney Rd, Mount Airy, MD 21771 Property Records

Frederick County property record for 5405 Sidney Rd, Mount Airy, MD 21771

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,746 sqft · built 1973
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$492,000 (Jun 2021)
Tax Bill	$6,376 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2021 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`18-381184`

Property Details

APN / Parcel Number

Primary APN	`18-381184`
Alternative APN	`381184`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,746 sqft Living Area
Gross Area	3,318 sqft
1st Floor Area	1,946 sqft
Basement Area	800 sqft
Finished Basement	800 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	92 sqft
Deck Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	381184
Street Address	5405 SIDNEY RD
City	MOUNT AIRY
State	MD
Zip	21771-5719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 2 BK A PL2.60 AC E/S SIDNEY RD PROSPECT VIEW
Legal Subdivision	PROSPECT VIEW
Legal Block	A
Legal Lot Number	2
Jurisdiction	FREDERICK MD
Township / Civil Division	18, WOODVILLE
Census Block Group	3
Census Block	3010
Census Tract	752001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5405 SIDNEY RD, MOUNT AIRY, MD 21771-5719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · FHA Mortgage RUSHMORE LOAN MANAGEMENT SERVICES LLC
Jun 17, 2021	Deed, Transfer · Conventional Mortgage M & T BANK
Apr 25, 2020	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS
Aug 24, 2019	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS
May 3, 2018	Grant Deed, Transfer · FHA Mortgage EMBRACE HM LOANS
Dec 11, 2017	Grant Deed, Transfer FIRST CLASS TITLE AGENCY
Dec 11, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2021 · Amount on Record
Deed Sale	Jun 17, 2021 · Amount on Record
Prior Sale	May 3, 2018 · Amount on Record
Deed Book / Page	14996 / 495
Transfer Doc	0000006839
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5405 SIDNEY RD, MOUNT AIRY, MD 21771-5719
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5405 SIDNEY RD, MOUNT AIRY, MD 21771-5719

Mortgage

Document Number	0148230202
Date	Apr 29, 2021
Book Page	14823/202

Lender

Name	RUSHMORE LOAN MANAGEMENT SERVICES LLC
Type	Lending Institution
Address	DALLAS, TX 75234

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	May 1, 2050

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 17, 2021
Property Address	5405 SIDNEY RD, MOUNT AIRY, MD 21771-5719
Document Number	0149960495
Book / Page	14996 / 495
Map Reference	MB 6 PG 140
Instrument Date	May 24, 2021
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,460.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5405 SIDNEY RD, MOUNT AIRY, MD 21771-5719

Mortgage

Document Number	14996502
Date	Jun 17, 2021
Instrument	14996/502

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5405 SIDNEY RD, MOUNT AIRY, MD 21771-5719
Document Number	0137550317
Instrument Date	Apr 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	EQUITY NATIONAL TITLE AND CLOSING, EQUITY NAT'L TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5405 SIDNEY RD MOUNT AIRY MD 217715719, MOUNT AIRY, MD 21771-5719

Mortgage

Document Number	0137550317
Date	May 26, 2020
Book Page	013755/000317

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5405 SIDNEY RD, MOUNT AIRY, MD 21771-5719
Document Number	0131940375
Instrument Date	Aug 24, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	EQUITY NATIONAL TITLE AND CLOSING, EQUITY NAT'L TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	29 ENTERPRISE CTR MIDDLETOWN RI 02842, MIDDLETOWN, RI 02842

Mortgage

Document Number	0131940375
Date	Sep 9, 2019
Book Page	013194/000375

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	May 3, 2018
Property Address	5405 SIDNEY RD, MOUNT AIRY, MD 21771-5719
Document Number	0123930063
Book / Page	012393 / 000063
Instrument Date	Apr 30, 2018
Transaction Type	Transfer
Record Updated	May 15, 2018
Title Company	TITLE FORWARD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5405 SIDNEY RD MOUNT AIRY MD 217715719, MOUNT AIRY, MD 21771-5719

Mortgage

Document Number	123930071
Date	May 3, 2018
Book Page	012393/000071

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2048

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 11, 2017
Property Address	5405 SIDNEY RD, MOUNT AIRY, MD 21771-5719
Document Number	0121750378
Book / Page	012175 / 000378
Instrument Date	Nov 29, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	FIRST CLASS TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$252.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2516 OLD COACH CT FREDERICK MD 217029498, FREDERICK, MD 21702-9498

December 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 11, 2017
Property Address	5405 SIDNEY RD, MOUNT AIRY, MD 21771-5719
Document Number	0121750355
Book / Page	012175 / 000355
Instrument Date	Sep 8, 2016
Transaction Type	Foreclosure
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$233.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5405 SIDNEY RD MOUNT AIRY MD 217715719, MOUNT AIRY, MD 21771-5719

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$541,967 (+6.32%)	$574,200 (-) Land $165,600 Building $408,600
2025	$6,376.00 (+7.52%)	$509,733 (+13.04%)	$574,200 (+20.25%) Land $165,600 Building $408,600
2024	$5,930.00 (+9.17%)
2023	$5,432.00	$450,933	$477,500 Land $144,800 Building $332,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

5405 Sidney Rd, Mount Airy, MD 21771 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Historic Designation

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2021: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2018: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2017: Trustee's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Sidney Rd

Nearby Streets

Search Property Records by Address or Parcel Number