5401 Sidney Rd, Mount Airy, MD 21771 Property Records

Frederick County property record for 5401 Sidney Rd, Mount Airy, MD 21771

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,036 sqft · built 1974
Lot Size0.56 acres (24,393 sqft)
Owner2 Individual Names on File
Last Sale$142,000 (Nov 1995)
Tax Bill$4,410 (2025)
Deeds & MortgagesAug 2023 Mortgage
Apr 2018 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN18-382652

Property Details

APN / Parcel Number

Primary APN18-382652
Alternative APN
  • 382652

Interior

Full Baths1 Bath
Stories1 Story
Building Area2,036 sqft Living Area
1st Floor Area1,086 sqft
Basement Area950 sqft
Finished Basement950 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area24,393 sqft (0.56 acres)
Patio Area240 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerConnected

Location & Zoning

Account Number382652
Street Address5401 SIDNEY RD
CityMOUNT AIRY
StateMD
Zip21771-5719
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionL 1 BK A PL 2.56 AC SIDNEY RD. PROSPECT VIEW
Legal SubdivisionPROSPECT VIEW 02
Legal BlockA
Legal Lot Number1
JurisdictionFREDERICK MD
Township / Civil Division18, WOODVILLE
Census Block Group3
Census Block3010
Census Tract752001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

5401 Sidney Rd is owned and occupied by two individuals who bought it in November 1995.

Source: Frederick County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address5401 SIDNEY RD, MOUNT AIRY, MD 21771-5719
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2023Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Apr 10, 2018Deed of Trust, Mortgage · Stand-Alone Second Mortgage
EDUCATIONAL SYSTEMS FCU
Nov 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 27, 1995 · Amount on File
Deed SaleNov 27, 1995 · Amount on File
Deed Document Number19956221
Deed Book / Page2145 / 61
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5401 SIDNEY RD, MOUNT AIRY, MD 21771-5719
Transaction TypeMortgage
Record UpdatedAug 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5401 SIDNEY RD, MOUNT AIRY, MD 21771-5719

Mortgage

Document Number0165650078
DateAug 17, 2023
Book Page16565/78
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term301 Months
DueSep 1, 2048

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5401 SIDNEY RD, MOUNT AIRY, MD 21771-5719
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyMORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0123570254
DateApr 10, 2018
Book Page12357/0254
Lender
NameEDUCATIONAL SYSTEMS FCU
TypeCredit Union
AddressGREENBELT, MD 20768
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term121 Months
DueMay 1, 2028

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5401 SIDNEY RD, MOUNT AIRY, MD 21771-5719
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0154670333
DateNov 4, 2021
Book Page15467/333
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5401 Sidney Rd was $4,410 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$377,800$399,100 Land $165,000 Building $234,100
2025$4,410.00
2023$3,851.00 Homeowner's exemption$318,900$335,200 Land $144,300 Building $190,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5401 Sidney Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5401 Sidney Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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