Florence County property record for 5405 Pine Oak Rd, Effingham, SC 29541
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,449 sqft · built 1972 |
| Lot Size | 2.97 acres (129,373 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (May 2004) |
| Tax Bill | $1,227 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00184-01-032 |
| Primary APN | 00184-01-032 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,449 sqft Living Area |
| 1st Floor Area | 2,811 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 129,373 sqft (2.97 acres) |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 5405 PINE OAK RD |
|---|---|
| City | EFFINGHAM |
| State | SC |
| Zip | 29541-3649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST HWY 847 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | PAMPLICO |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 1602 |
Source: Florence County records, as of June 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5405 PINE OAK RD, EFFINGHAM, SC 29541-3649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2004 · Amount on Record |
| Deed Sale | May 19, 2004 · Amount on Record |
| Deed Book / Page | 842 / 404 |
| Last Transfer Date | Jun 2, 2011 |
| Transfer Doc | 0355000497 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 5405 PINE OAK RD, EFFINGHAM, SC 29541-3649 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0009090189 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 909/189 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,227.00 (+9.65%) | $11,913 (-99.87%) Land $862 Building $11,051 | $297,825 (-98.72%) Land $21,550 Building $276,275 |
| 2023 | $1,119.00 (+20.06%) Homeowner's exemption | $9,272,086 (+111,990.01%) Land $862,000 Building $8,410,086 | $23,180,215 (+11,108.89%) Land $2,155,000 Building $21,025,215 |
| 2022 | $932.00 Homeowner's exemption | $8,272 Land $862 Building $7,410 | $206,802 Land $21,550 Building $185,252 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 89% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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