4851 Pine Oak Rd, Effingham, SC 29541 Property Records

Florence County property record for 4851 Pine Oak Rd, Effingham, SC 29541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,046 sqft · built 2011
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$16,000 (Jun 2010)
Tax Bill	$1,064 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`00183-01-029`

Property Details

APN / Parcel Number

Primary APN	`00183-01-029`
Alternative APN	`15061450`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,046 sqft Living Area
1st Floor Area	2,046 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	130,680 sqft (3 acres)
Garage Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4851 PINE OAK RD
City	EFFINGHAM
State	SC
Zip	29541-3655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE OAK RD
Jurisdiction	FLORENCE SC
Township / Civil Division	PAMPLICO
Census Block Group	2
Census Block	2025
Census Tract	1602

Owner

Source: Florence County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4851 PINE OAK RD, EFFINGHAM, SC 29541-3655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2010 · Amount on Record
Deed Sale	Jun 10, 2010 · Amount on Record
Deed Book / Page	305 / 1088
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	4851 PINE OAK RD, EFFINGHAM, SC 29541-3655
Document Number	0000001041
Instrument Date	Jan 13, 2021
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4851 PINE OAK RD EFFINGHAM SC 295413655, EFFINGHAM, SC 29541-3655

Mortgage

Document Number	0000001041
Date	Jan 20, 2021
Book Page	000898/000502
Instrument	1041

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 19, 2036

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,064.00 (+7.58%)	$11,237 (-99.86%) Land $662 Building $10,575	$280,943 (-98.6%) Land $16,550 Building $264,393
2023	$989.00 (+9.28%) Homeowner's exemption	$8,033,624 (+99,895.32%) Land $662,000 Building $7,371,624	$20,084,060 (+9,899.98%) Land $1,655,000 Building $18,429,060
2022	$905.00 Homeowner's exemption	$8,034 Land $662 Building $7,372	$200,841 Land $16,550 Building $184,291

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 89% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000