5405 Old Cove Rd, Clarkston, MI 48346 Property Records

Oakland County property record for 5405 Old Cove Rd, Clarkston, MI 48346

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,635 sqft · built 1987
Lot Size0.344 acres (14,985 sqft)
Owner2 Individual Names on Record
Last Sale$210,000 (Feb 2004)
Tax Bill$1,823 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNJ-08-34-202-001

Property Details

APN / Parcel Number

Primary APNJ-08-34-202-001

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,635 sqft Living Area
1st Floor Area972 sqft
Basement Area663 sqft
Finished Basement920 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialWood Siding
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Lot Area14,985 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage Area408 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area75 sqft
Deck Area360 sqft
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address5405 OLD COVE RD
CityCLARKSTON
StateMI
Zip48346-3826
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionT4N, R9E, SEC 34 LAKE OAKLAND WOODS NO 3 LOT 164
Legal Range9E
Legal Township4N
Legal Section34
Legal SubdivisionOAKLAND
Legal Lot Number164
JurisdictionOAKLAND MI
Township / Civil DivisionINDEPENDENCE
Census Block Group4
Census Block4007
Census Tract127700

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5405 OLD COVE RD, CLARKSTON, MI 48346-3826
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 2, 2004 · Amount on Record
Deed SaleFeb 2, 2004 · Amount on Record
Prior SaleJul 7, 1997 · Amount on Record
Deed Document Number200460482
Deed Book / Page32076 / 140
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address5405 OLD COVE RD, CLARKSTON, MI 48346-3826
Document Number0000035080
Instrument DateFeb 10, 2020
Transaction TypeMortgage
Record UpdatedMar 19, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5405 OLD COVE RD CLARKSTON MI 483463826, CLARKSTON, MI 48346-3826

Mortgage

Document Number0000035080
DateFeb 19, 2020
Book Page053849/000478
Instrument35080
Lender
NameVIBE CU
TypeCredit Union
AddressNOVI, MI 48377
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 18, 2035

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionIndependence Charter Township
Unified School DistrictClarkston Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,823.00 (-48.46%) Homeowner's exemption$167,100 (+19.61%) Land $38,000 Building $129,100$334,200 (+19.61%) Land $76,000 Building $258,200
2024$3,537.00 (+48.05%)
2023$139,700 Land $28,100 Building $111,600$279,400 Land $56,200 Building $223,200
2022$2,389.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE TOWNSHIP
serves 11,790 people · EPA ID MI0003342
Water SourceGroundwater
Last State InspectionNov 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber in parts of the area
100 / 20

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