Oakland County property record for 5309 Old Cove Rd, Clarkston, MI 48346
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,635 sqft · built 1985 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $360,000 (Jun 2025) |
| Tax Bill | $1,750 (2025) |
| Deeds & Mortgages | Nov 2018 Second Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | J-08-34-201-017 |
| Primary APN | J-08-34-201-017 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,635 sqft Living Area |
| 1st Floor Area | 972 sqft |
| Basement Area | 920 sqft |
| Finished Basement | 920 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 11,238 sqft (0.258 acres) |
| Lot Dimensions | 148 ft deep x 75 ft wide |
| Garage Area | 408 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 75 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 5309 OLD COVE RD |
|---|---|
| City | CLARKSTON |
| State | MI |
| Zip | 48346-3824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | T4N, R9E, SEC 34 LAKE OAKLAND WOODS NO 3 LOT 219 |
| Legal Range | 9E |
| Legal Township | 4N |
| Legal Section | 34 |
| Legal Subdivision | OAKLAND |
| Legal Lot Number | 219 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 127700 |
Source: Oakland County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 28844 WEXFORD DR, WARREN, MI 48092-4172 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN STATE UNIVERSITY FCU |
| Aug 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC MORTGAGE 1 INC |
| Aug 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC MORTGAGE 1 INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2025 · Amount on Record |
| Deed Sale | Jun 16, 2025 · Amount on Record |
| Prior Sale | Jun 14, 2001 · Amount on Record |
| Deed Document Number | 202572803 |
| Deed Book / Page | 60287 / 427 |
| Prior Transfer Date | Oct 28, 1998 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5309 OLD COVE RD, CLARKSTON, MI 48346-3824 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000187789 |
|---|---|
| Date | Nov 16, 2018 |
| Book Page | 52367/00773 |
| Instrument | 187789 |
| Name | MICHIGAN STATE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Address | EAST LANSING, MI 48823 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Oct 16, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5309 OLD COVE RD, CLARKSTON, MI 48346-3824 |
| Document Number | 0000175723 |
| Instrument Date | Aug 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5309 OLD COVE RD CLARKSTON MI 483463824, CLARKSTON, MI 48346-3824 |
| Document Number | 0000175723 |
|---|---|
| Date | Sep 1, 2020 |
| Book Page | 054752/000556 |
| Instrument | 175723 |
| Name | MORTGAGE 1 INC MORTGAGE 1 INC |
|---|---|
| Type | Bank |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 31, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5309 OLD COVE RD, CLARKSTON, MI 48346-3824 |
| Document Number | 0000155188 |
| Instrument Date | Aug 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5309 OLD COVE RD CLARKSTON MI 483463824, CLARKSTON, MI 48346-3824 |
| Document Number | 0000155188 |
|---|---|
| Date | Aug 16, 2017 |
| Book Page | 050980/000144 |
| Instrument | 155188 |
| Name | MORTGAGE 1 INC MORTGAGE 1 INC |
|---|---|
| Type | Funding / Finance Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 15, 2032 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Independence Charter Township |
| Unified School District | Clarkston Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,750.00 (-31.59%) Homeowner's exemption | $167,300 (+19.59%) Land $38,000 Building $129,300 | $334,600 (+19.59%) Land $76,000 Building $258,600 |
| 2024 | $2,558.00 (+11.51%) | ||
| 2023 | $139,900 Land $28,100 Building $111,800 | $279,800 Land $56,200 Building $223,600 | |
| 2022 | $2,294.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE TOWNSHIP serves 11,790 people · EPA ID MI0003342 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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