Niagara County and Lockport Town property record for 5405 Murphy Rd, Lockport, NY 14094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,488 sqft · built 1968 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Dec 2019) |
| Tax Bill | $4,651 (2026) |
| Deeds & Mortgages | Oct 2025 Transfer Apr 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 292600 122.03-1-45 |
| Primary APN | 292600 122.03-1-45 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,488 sqft Living Area |
| 1st Floor Area | 1,488 sqft |
| Game Room | Game Room |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 47,916 sqft (1.1 acres) |
| Lot Dimensions | 458 ft deep x 103 ft wide |
| Garage Type | Attached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Porch |
| Porch Area | 32 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 5405 MURPHY RD |
|---|---|
| City | LOCKPORT |
| State | NY |
| Zip | 14094-9278 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 YEAR LIFE USE JOICE |
| Legal Subdivision | HOLLAND LAND COMPANY S SURVEY |
| Legal Block | 1 |
| Legal Lot Number | 45.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 23401 |
5405 Murphy Rd is owned and occupied by two individuals who acquired it in October 2025.
Source: Niagara County and Lockport Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5405 MURPHY RD, LOCKPORT, NY 14094-9278 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 15, 2025 | Intrafamily Transfer, Transfer |
| Apr 8, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Dec 2, 2019 | Warranty Deed, Transfer · Conventional with PMI FIRST PRIORITY MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2019 · Amount on File |
| Deed Sale | Dec 2, 2019 · Amount on File |
| Deed Document Number | 201920280 |
| Last Transfer Date | Oct 13, 2025 |
| Transfer Doc | 0000005768 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Oct 15, 2025 |
| Property Address | 5405 MURPHY RD, LOCKPORT, NY 14094-9278 |
| Document Number | 0000005768 |
| Instrument Date | Oct 15, 2025 |
| Instrument | 2025-15768 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5405 MURPHY RD, LOCKPORT, NY 14094-9278 |
| Name | Verified Name |
|---|---|
| Address | 5405 MURPHY RD, LOCKPORT, NY 14094-9278 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 5405 MURPHY RD, LOCKPORT, NY 14094-9278 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 5405 MURPHY RD, LOCKPORT, NY 14094-9278 |
| Document Number | 0000006495 |
|---|---|
| Date | Apr 8, 2022 |
| Instrument | 2022-06495 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Mar 6, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Dec 2, 2019 |
| Property Address | 5405 MURPHY RD, LOCKPORT, NY 14094-9278 |
| Document Number | 0000020280 |
| Instrument Date | Dec 1, 2019 |
| Instrument | 20280 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $800.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6595 SHEETRAM RD LOCKPORT NY 140947962, LOCKPORT, NY 14094-7962 |
| Document Number | 20281 |
|---|---|
| Date | Dec 2, 2019 |
| Instrument | 20281 |
| Name | FIRST PRIORITY MTG |
|---|---|
| Type | Mortgage Company |
| Address | WILLIAMSVILLE, NY 14221 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
The 2026 property tax bill for 5405 Murphy Rd was $4,651 with exemptions applied, down 2.8% from the year before.
Source: Niagara County and Lockport Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Lockport Town |
| Unified School District | Starpoint Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,651.00 (-2.78%) Disabled Person's exemption Veteran's exemption | ||
| 2025 | $4,784.00 | $262,700 (+8.55%) Land $35,300 Building $227,400 | $262,700 (+8.55%) Land $35,300 Building $227,400 |
| 2024 | $242,000 (+3.86%) Land $35,300 Building $206,700 | $242,000 (+3.86%) Land $35,300 Building $206,700 | |
| 2023 | $233,000 Land $30,300 Building $202,700 | $233,000 Land $30,300 Building $202,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5405 Murphy Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5405 Murphy Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOCKPORT TOWN WDS serves 21,105 people · EPA ID NY3100563 |
|---|---|
| Water Source | Purchased surface water from NIAGARA COUNTY WATER DISTRICT |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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