Niagara County and Lockport Town property record for 5403 Murphy Rd, Lockport, NY 14094
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2.5 ba · 2,412 sqft · built 1993 |
| Lot Size | 2.6 acres (113,256 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $330,000 (Aug 2024) |
| Tax Bill | $7,528 (2025) |
| Deeds & Mortgages | Aug 2024 Sale & Mortgage Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 292600 122.03-1-43 |
| Primary APN | 292600 122.03-1-43 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,412 sqft Total Area |
| 1st Floor Area | 1,410 sqft |
| 2nd Floor Area | 594 sqft |
| Upper Floors Area | 408 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Lot Area | 113,256 sqft (2.6 acres) |
| Lot Dimensions | 458 ft deep x 250 ft wide |
| Garage Type | Detached |
| Garage Area | 1,728 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Slab |
| Porch Area | 488 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 5403 MURPHY RD |
|---|---|
| City | LOCKPORT |
| State | NY |
| Zip | 14094-9278 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | AR |
| Legal Block | 1 |
| Legal Lot Number | 43.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 23401 |
Source: Niagara County and Lockport Town records, as of April 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5403 MURPHY RD, LOCKPORT, NY 14094-9278 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 1, 2024 | Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC |
| Jul 21, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2024 · Amount on Record |
| Deed Sale | Aug 1, 2024 · Amount on Record |
| Deed Document Number | 202411241 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Aug 1, 2024 |
| Property Address | 5403 MURPHY RD, LOCKPORT, NY 14094-9278 |
| Document Number | 0000001241 |
| Instrument Date | Jul 26, 2024 |
| Instrument | 2024-11241 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5403 MURPHY RD, LOCKPORT, NY 14094-9278 |
| Name | Verified Name |
|---|---|
| Address | 5403 MURPHY RD, LOCKPORT, NY 14094-9278 |
| Document Number | 0000001242 |
|---|---|
| Date | Aug 1, 2024 |
| Instrument | 2024-11242 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 5403 MURPHY RD, LOCKPORT, NY 14094-9278 |
| Document Number | 0000015457 |
| Instrument Date | Jul 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2017 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 5403 MURPHY RD LOCKPORT NY 140949278, LOCKPORT, NY 14094-9278 |
| Document Number | 0000015457 |
|---|---|
| Date | Aug 7, 2017 |
| Instrument | 15457 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 6, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Niagara County and Lockport Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Lockport Town |
| Unified School District | Starpoint Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,528.00 | $395,000 (+16.52%) Land $40,500 Building $354,500 | $395,000 (+16.52%) Land $40,500 Building $354,500 |
| 2023 | $339,000 Land $35,500 Building $303,500 | $339,000 Land $35,500 Building $303,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOCKPORT TOWN WDS serves 21,105 people · EPA ID NY3100563 |
|---|---|
| Water Source | Purchased surface water from NIAGARA COUNTY WATER DISTRICT |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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