Gloucester County property record for 5405 Gum Fork Rd, Gloucester, VA 23061
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,170 sqft · built 1984 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $241,000 (Jun 2022) |
| Tax Bill | $1,307 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33981 |
| Primary APN | 33981 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,170 sqft Living Area |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 30,492 sqft (0.7 acres) |
| Porch | Slab |
| Deck Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 5405 GUM FORK RD |
|---|---|
| City | GLOUCESTER |
| State | VA |
| Zip | 23061-3544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SC-1 |
| Legal Description | OAK CREEK SEC 1 LOT 2 |
| Legal Subdivision | PLAT: PB20 711 |
| Legal Lot Number | 2 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | ABINGDON |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 100302 |
Source: Gloucester County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5405 GUM FORK RD, GLOUCESTER, VA 23061-3544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2022 · Amount on Record |
| Deed Sale | Jun 10, 2022 · Amount on Record |
| Prior Sale | Apr 15, 2022 · Amount on Record |
| Deed Document Number | 20223278 |
| Prior Transfer Date | Apr 9, 2022 |
| Prior Transfer Doc | 0000003278 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Recording Date | Apr 15, 2022 |
| Property Address | 5405 GUM FORK RD, GLOUCESTER, VA 23061-3544 |
| Document Number | 0220002240 |
| Instrument Date | Apr 9, 2022 |
| Instrument | 220002240 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2022 |
| Title Company | THE CLOSING BOUTIQUE LLC, THE CLOSING SHOP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5405 GUM FORK RD, GLOUCESTER, VA 23061-3544 |
| Document Number | 0220002241 |
|---|---|
| Date | Apr 15, 2022 |
| Instrument | 220002241 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Feb 4, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,307.00 (+5.32%) | $212,900 (-) Land $66,880 Building $146,020 | $212,900 (-) Land $66,880 Building $146,020 |
| 2024 | $1,241.00 (-1.04%) | $212,900 (-1.05%) Land $66,880 Building $146,020 | $212,900 (-1.05%) Land $66,880 Building $146,020 |
| 2023 | $1,254.00 (+120.77%) | $215,170 (+42.9%) Land $66,880 Building $148,290 | $215,170 (+42.9%) Land $66,880 Building $148,290 |
| 2022 | $568.00 | $150,570 Land $46,200 Building $104,370 | $150,570 Land $46,200 Building $104,370 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 56% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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