5372 Gum Fork Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 5372 Gum Fork Rd, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,272 sqft · built 1965
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$187,500 (Feb 2008)
Tax Bill	$1,289 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Nov 2017 Refinance
Flood Zone	Zone X (minimal risk)
APN	`21756`

Property Details

APN / Parcel Number

Primary APN	`21756`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,272 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5372 GUM FORK RD
City	GLOUCESTER
State	VA
Zip	23061-3543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	NEST
Legal Subdivision	PLAT: PB7 40
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	4
Census Block	4004
Census Tract	100302

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5372 GUM FORK RD, GLOUCESTER, VA 23061-3543
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Line of Credit BAYPORT CREDIT UNION
Nov 3, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2008 · Amount on Record
Deed Sale	Feb 22, 2008 · Amount on Record
Prior Sale	Feb 20, 2008 · Amount on Record
Deed Document Number	20081128
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Recording Date	Aug 26, 2026
Property Address	5372 GUM FORK RD, GLOUCESTER, VA 23061-3543
Document Number	0000003958
Instrument Date	Aug 20, 2026
Instrument	20263958
Transaction Type	Mortgage
Record Updated	Sep 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5372 GUM FORK RD, GLOUCESTER, VA 23061-3543

Mortgage

Document Number	0000003958,
Date	Aug 26, 2026
Instrument	20263958

Lender

Name	BAYPORT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 20, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	5372 GUM FORK RD, GLOUCESTER, VA 23061-3543
Transaction Type	Mortgage
Record Updated	Dec 29, 2023
Title Company	LAND SETTLEMENT SERVICES, J LAND SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170005309
Date	Nov 3, 2017
Instrument	170005309

Lender

Name	SOUTHERN TRUST MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.38%

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,289.00 (+13.57%)	$221,130 (+19.56%) Land $51,200 Building $169,930	$221,130 (+19.56%) Land $51,200 Building $169,930
2025	$1,135.00 (+5.29%)	$184,950 (-) Land $48,000 Building $136,950	$184,950 (-) Land $48,000 Building $136,950
2024	$1,078.00	$184,950 (-) Land $48,000 Building $136,950	$184,950 (-) Land $48,000 Building $136,950
2023	$1,078.00 (-9.49%)	$184,950 (+12.55%) Land $48,000 Building $136,950	$184,950 (+12.55%) Land $48,000 Building $136,950
2022	$1,191.00	$164,330 Land $56,250 Building $108,080	$164,330 Land $56,250 Building $108,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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