Wilson County property record for 5405 Ernest Rd, Wilson, NC 27893
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,288 sqft · built 2021 |
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | Individual Name on File |
| Last Sale | $226,500 (Mar 2022) |
| Tax Bill | $1,800 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage May 2021 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2791-07-4619.000 |
| Primary APN | 2791-07-4619.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,288 sqft Heated Area |
| 1st Floor Area | 1,288 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 41,818 sqft (0.96 acres) |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Street Address | 5405 ERNEST RD |
|---|---|
| City | WILSON |
| State | NC |
| Zip | 27893-9255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | 5405 ERNEST RD L3S1 DEANS RIDGE 1.00LT |
| Jurisdiction | WILSON NC |
| Township / Civil Division | OLD FIELDS |
| Census Block Group | 1 |
| Census Block | 1098 |
| Census Tract | 1502 |
5405 Ernest Rd is owned and occupied by an individual who bought it in March 2022.
Source: Wilson County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5405 ERNEST RD, WILSON, NC 27893-9255 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2022 | Warranty Deed, Transfer · VA Mortgage AMERICAN NATIONWIDE MORTGAGE COMPAN |
| May 14, 2021 | Warranty Deed, Transfer · Line of Credit PROVIDENCE BANK |
| Apr 29, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2022 · Amount on File |
| Deed Sale | Mar 18, 2022 · Amount on File |
| Prior Sale | Jan 26, 2022 · Amount on File |
| Deed Book / Page | 2954 / 82 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILSON NC |
| Recording Date | Mar 18, 2022 |
| Property Address | 5405 ERNEST RD, WILSON, NC 27893-9255 |
| Document Number | 0002954/82 |
| Book / Page | 2954 / 82 |
| Map Reference | MB 35 PG 216 |
| Instrument Date | Mar 18, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $453.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3310 WETHERLY DR N, WILSON, NC 27896-1285 |
| Name | Verified Name |
|---|---|
| Address | 5405 ERNEST RD, WILSON, NC 27893-9255 |
| Document Number | 0000295484 |
|---|---|
| Date | Mar 18, 2022 |
| Instrument | 2954/84 |
| Name | AMERICAN NATIONWIDE MORTGAGE COMPAN |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILSON NC |
| Recording Date | May 14, 2021 |
| Property Address | 5405 ERNEST RD, WILSON, NC 27893-9255 |
| Document Number | 002896/442 |
| Book / Page | 2896 / 442 |
| Map Reference | MB 35 PG 216 |
| Instrument Date | May 12, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2023 |
| Title Company | NONE AVAILABLEI |
| Amount | Amount on Record |
|---|---|
| Tax | $130.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3310 WETHERLY DR N, WILSON, NC 27896-1285 |
| Name | Verified Name |
|---|---|
| Address | 3310 WETHERLY DR N, WILSON, NC 27896-1285 |
| Document Number | 002896/444 |
|---|---|
| Date | May 14, 2021 |
| Book Page | 2896/444 |
| Name | PROVIDENCE BANK |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27896 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILSON NC |
| Recording Date | Apr 29, 2021 |
| Property Address | 5405 ERNEST RD, WILSON, NC 27893-9255 |
| Document Number | 002893/253 |
| Book / Page | 2893 / 253 |
| Instrument Date | Apr 27, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $56.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1113 LAUREL LN NW, WILSON, NC 27896-2148 |
| Name | Verified Name |
|---|---|
| Address | 3310 WETHERLY DR N, WILSON, NC 27896-1285 |
The 2025 property tax bill for 5405 Ernest Rd was $1,800.
Source: Wilson County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wilson County |
| Unified School District | Wilson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $254,339 (-) Land $45,000 Building $209,339 | $254,339 (-) Land $45,000 Building $209,339 | |
| 2025 | $1,800.00 | $254,339 (-) Land $45,000 Building $209,339 | $254,339 (-) Land $45,000 Building $209,339 |
| 2024 | $254,339 Land $45,000 Building $209,339 | $254,339 Land $45,000 Building $209,339 | |
| 2021 | $186.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5405 Ernest Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective June 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2016–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2020 · Tropical Storm Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5405 Ernest Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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