Wilson County property record for 5312 Ernest Rd, Wilson, NC 27893
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,067 sqft · built 2009 |
| Lot Size | 10.4 acres (454,766 sqft) |
| Owner | Individual Name on File |
| Last Sale | $975,000 (Aug 2022) |
| Tax Bill | $6,529 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Oct 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2781-98-8575.000 |
| Primary APN | 2781-98-8575.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,067 sqft Heated Area |
| 1st Floor Area | 2,067 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 454,766 sqft (10.4 acres) |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5312 ERNEST RD |
|---|---|
| City | WILSON |
| State | NC |
| Zip | 27893-9243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | 5312 ERNEST RD 10.44AC |
| Jurisdiction | WILSON NC |
| Township / Civil Division | OLD FIELDS |
| Census Block Group | 1 |
| Census Block | 1095 |
| Census Tract | 1502 |
5312 Ernest Rd is owned and occupied by an individual who bought it in August 2022.
Source: Wilson County records, as of June 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5312 ERNEST RD, WILSON, NC 27893-9243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 4, 2026 | Deed of Trust, Mortgage · Line of Credit COASTAL FEDERAL FINANCIAL GROUP LLC |
| Oct 27, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Aug 8, 2022 | Warranty Deed, Transfer · Conventional Mortgage COASTAL FEDERAL CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2022 · Amount on File |
| Deed Sale | Aug 8, 2022 · Amount on File |
| Deed Book / Page | 2977 / 148 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILSON NC |
| Property Address | 5312 ERNEST RD, WILSON, NC 27893-9243 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003157/244 |
|---|---|
| Date | Feb 4, 2026 |
| Book Page | 3157/244 |
| Name | COASTAL FEDERAL FINANCIAL GROUP LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | RALEIGH, NC 27609 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILSON NC |
| Property Address | 5312 ERNEST RD, WILSON, NC 27893-9243 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00002929/7 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | 2929/7 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILSON NC |
| Recording Date | Aug 8, 2022 |
| Property Address | 5312 ERNEST RD, WILSON, NC 27893-9243 |
| Document Number | 002977/148 |
| Book / Page | 2977 / 148 |
| Map Reference | MB 36 PG 145 |
| Instrument Date | Aug 8, 2022 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,950.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4719 BLUFF PL, WILSON, NC 27896-8434 |
| Name | Verified Name |
|---|---|
| Address | 5312 ERNEST RD, WILSON, NC 27893-9243 |
| Document Number | 0002977150 |
|---|---|
| Date | Aug 8, 2022 |
| Instrument | 2977-150 |
| Name | COASTAL FEDERAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
The 2025 property tax bill for 5312 Ernest Rd was $6,529.
Source: Wilson County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wilson County |
| Unified School District | Wilson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $983,700 (+4.69%) Land $171,800 Building $811,900 | $983,700 (+4.69%) Land $171,800 Building $811,900 | |
| 2025 | $6,529.00 | $939,647 (-) Land $171,782 Building $767,865 | $939,647 (-) Land $171,782 Building $767,865 |
| 2024 | $939,647 Land $171,782 Building $767,865 | $939,647 Land $171,782 Building $767,865 | |
| 2021 | $4,238.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5312 Ernest Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective June 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2016–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2020 · Tropical Storm Eta |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5312 Ernest Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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