5405 E US Hwy 82, Gainesville, TX 76240 Property Records

Cooke County property record for 5405 E US Hwy 82, Gainesville, TX 76240

Property Summary

Property TypeCommercial
Details3 bd · 2 ba · 3,800 sqft · built 2008
Lot Size4.86 acres (211,702 sqft)
OwnerCompany Name on File
Tax Bill$7,725 (2026)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN0866-014-00000

Property Details

APN / Parcel Number

Primary APN0866-014-00000
Alternative APN
  • 3636

Interior

Building Area3,800 sqft Total Area

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Construction TypeSteel Frame
Lot Area211,702 sqft (4.86 acres)
Canopy130 sqft
Boat AccessBoat Access

Location & Zoning

Account Number0866-014-00000
Street Address5405 E US HIGHWAY 82
CityGAINESVILLE
StateTX
Zip76240-1637
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionRUTLEDGE T 0866 ACRES 4.86
Legal SubdivisionRUTLEDGE T
JurisdictionCOOKE TX
Township / Civil DivisionCALLISBURG
Census Block Group4
Census Block4025
Census Tract100

Owner

5405 E US Hwy 82, a commercial property, is owned by a company that acquired it in October 2024.

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address3055 FM 902, GAINESVILLE, TX 76240-7722
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 9, 2024
Deed SaleOct 9, 2024
Prior SaleApr 23, 2020 · Amount on File
Deed Document Number20247189
Deed Book / Page2671 / 613
Prior Transfer DateJun 12, 2012
Prior Transfer Doc0000029313
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOKE TX
Property Address5405 E US HIGHWAY 82, GAINESVILLE, TX 76240-1637
Transaction TypeMortgage
Record UpdatedDec 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00002338/1
DateJun 16, 2020
Book Page2338/1
Instrument2020-04410
Lender
NameNASCOGA FCU
TypeCredit Union
AddressGAINESVILLE, TX 76240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJul 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 5405 E US Hwy 82 was $7,725.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
Unified School DistrictGainesville Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,725.00$508,819 (-) Land $334,756 Building $174,063$508,819 (-) Land $334,756 Building $174,063
2025$7,725.00 (+32.5%)$508,819 Land $334,756 Building $174,063$508,819 Land $334,756 Building $174,063
2024$5,830.00
2023$423,880 Land $249,817 Building $174,063$423,880 Land $249,817 Building $174,063
2022$5,266.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5405 E US Hwy 82 in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (2007–2015)
Claims Outside the SFHA2 of 4
Most Recent ClaimMay 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5405 E US Hwy 82 is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 54% of Texas
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWOODBINE SPECIAL UTILITY DISTRICT
serves 8,151 people · EPA ID TX0490018
Water SourceGroundwater
Last State InspectionMar 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nortex Communications Company
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
ElektraFi
Fixed Wireless
100 / 20

May also be available: Element8, T-Mobile.

Nearby Properties on E US Hwy 82

Nearby Streets

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