5405 Austin Rd, Monroe, NC 28112 Property Records

Union County property record for 5405 Austin Rd, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,372 sqft · built 2022
Lot Size	0.961 acres (41,861 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (May 2025)
Tax Bill	$2,177 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-180-009H`

Property Details

APN / Parcel Number

Primary APN	`04-180-009H`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,372 sqft Living Area
1st Floor Area	986 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	41,861 sqft (0.961 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5405 AUSTIN RD
City	MONROE
State	NC
Zip	28112-8203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#2 NEIL ROBINSON OPCQ436
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	1
Census Block	1011
Census Tract	20902

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5405 AUSTIN RD, MONROE, NC 28112-8203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2025	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE
Feb 22, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2025 · Amount on Record
Deed Sale	May 9, 2025 · Amount on Record
Deed Document Number	202511369
Deed Book / Page	9114 / 717
Record Updated	Oct 29, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 9, 2025
Property Address	5405 AUSTIN RD, MONROE, NC 28112-8203
Document Number	0009114717
Book / Page	9114 / 717
Map Reference	CAB Q FILE 436
Instrument Date	May 9, 2025
Instrument	11369
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$920.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4614 TIMNAH LN, MONROE, NC 28112-7618

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009114719
Date	May 9, 2025
Book Page	9114/719
Instrument	11370

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

February 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 22, 2023
Property Address	5405 AUSTIN RD, MONROE, NC 28112-8203
Document Number	0008658646
Book / Page	8658 / 646
Map Reference	CAB Q FILE 436
Instrument Date	Feb 13, 2023
Instrument	3923
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$790.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	514 ARCADIA LN, MONROE, NC 28112-9400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5405 AUSTIN RD, MONROE, NC 28112-8203
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003924
Date	Feb 22, 2023
Instrument	3924

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$472,400 (-) Land $35,400 Building $437,000	$472,400 (-) Land $35,400 Building $437,000
2025	$2,177.00 (+10.28%)	$472,400 (+48.55%) Land $35,400 Building $437,000	$472,400 (+48.55%) Land $35,400 Building $437,000
2023	$1,974.00	$318,000 Land $23,700 Building $294,300	$318,000 Land $23,700 Building $294,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Austin Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures