5401 Austin Rd, Monroe, NC 28112 Property Records

Union County property record for 5401 Austin Rd, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,364 sqft · built 2022
Lot Size	0.954 acres (41,556 sqft)
Owner	2 Individual Names on File
Last Sale	$399,000 (Mar 2023)
Tax Bill	$2,180 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-180-009G`

Property Details

APN / Parcel Number

Primary APN	`04-180-009G`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,364 sqft Living Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	41,556 sqft (0.954 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5401 AUSTIN RD
City	MONROE
State	NC
Zip	28112-8203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#1 NEIL ROBINSON OPCQ436
Legal Subdivision	MINOR SUBDIVISION
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	1
Census Block	1011
Census Tract	20902

Owner

5401 Austin Rd is owned and occupied by two individuals who bought it in March 2023.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5401 AUSTIN RD, MONROE, NC 28112-8203
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 30, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage USAA FSB
Mar 2, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2023 · Amount on File
Deed Sale	Mar 30, 2023 · Amount on File
Prior Sale	Mar 2, 2022 · Amount on File
Deed Document Number	20237234
Deed Book / Page	8680 / 750
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5401 AUSTIN RD, MONROE, NC 28112-8203
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	BRAVO TITLE AGCY, BRAVO TITLE AGENCY LLC FL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5401 AUSTIN RD, MONROE, NC 28112-8203
Investor	Possibly a Property Investor

Mortgage

Document Number	0009297332
Date	Feb 4, 2026
Book Page	9297/332
Instrument	2710

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

March 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 30, 2023
Property Address	5401 AUSTIN RD, MONROE, NC 28112-8203
Document Number	0008680750
Book / Page	8680 / 750
Map Reference	CAB Q FILE 436
Instrument Date	Mar 6, 2023
Instrument	7234
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$798.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	514 ARCADIA LN, MONROE, NC 28112-9400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5401 AUSTIN RD, MONROE, NC 28112-8203
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007235
Date	Mar 30, 2023
Instrument	7235

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 2, 2022
Property Address	5401 AUSTIN RD, MONROE, NC 28112-8203
Document Number	0008414776
Book / Page	8414 / 776
Map Reference	CAB Q FILE 436
Instrument Date	Mar 1, 2022
Instrument	7953
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 ARCADIA LN, MONROE, NC 28112-9400
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 5401 Austin Rd was $2,180.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$473,100 (-) Land $35,200 Building $437,900	$473,100 (-) Land $35,200 Building $437,900
2025	$2,180.00	$473,100 Land $35,200 Building $437,900	$473,100 Land $35,200 Building $437,900
2023	$1,980.00	$318,900 Land $23,600 Building $295,300	$318,900 Land $23,600 Building $295,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5401 Austin Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5401 Austin Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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