Cabarrus County property record for 5405 Ashbury Ln, Davidson, NC 28036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,214 sqft · built 1995 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,775 (2023) |
| Deeds & Mortgages | Apr 2024 Line of Credit Feb 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03007B0020.000000 |
| Primary APN | 03007B0020.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,214 sqft Living Area |
| Gross Area | 2,742 sqft |
| 1st Floor Area | 1,682 sqft |
| Upper Floors Area | 532 sqft |
| Sunroom | Sunroom |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 47,916 sqft (1.1 acres) |
| Lot Dimensions | 252 ft deep x 239 ft wide |
| Garage Type | Mixed |
| Garage Area | 528 sqft |
| Driveway | Driveway |
| Driveway Area | 1,800 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 220 sqft |
| Patio Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 98523 |
|---|---|
| Street Address | 5405 ASHBURY LN |
| City | DAVIDSON |
| State | NC |
| Zip | 28036-7736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AO |
| Legal Description | LT 20 RIVER RIDGE |
| Legal Subdivision | RIVER RIDGE |
| Legal Lot Number | 20 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 3, ODELL |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 41301 |
Source: Cabarrus County assessment roll, APN 03007B0020.000000, as of January 1, 2023 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5405 ASHBURY LN, DAVIDSON, NC 28036-7736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 04, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Feb 28, 2022 | Deed of Trust, Mortgage · Line of Credit COASTAL FEDERAL CU |
| Apr 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 22, 2014 |
| Deed Sale | Dec 22, 2014 |
| Prior Sale | Mar 24, 2014 · Amount on Record |
| Deed Document Number | 0011233158 |
| Deed Book / Page | 11233 / 158 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 5405 ASHBURY LN, DAVIDSON, NC 28036-7736 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 5405 ASHBURY LN, DAVIDSON, NC 28036-7736 |
| Document Number | 0016875339 |
|---|---|
| Date | Apr 04, 2024 |
| Book Page | 16875/339 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27603 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 5405 ASHBURY LN, DAVIDSON, NC 28036-7736 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0015875348 |
|---|---|
| Date | Feb 28, 2022 |
| Book Page | 15875/348 |
| Name | COASTAL FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27609 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 03, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 5405 ASHBURY LN, DAVIDSON, NC 28036-7736 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 15102328 |
|---|---|
| Date | Apr 19, 2021 |
| Book Page | 15102/328 |
| Name | MCLEAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
Source: Cabarrus County assessment roll as of January 1, 2023 · Last verified May 2024
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,775.00 | $343,480 Land $83,000 Building $260,480 | $343,480 Land $83,000 Building $260,480 |
Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), as of July 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370250413012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 67 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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