Cabarrus County property record for 5425 Ashbury Ln, Davidson, NC 28036
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,588 sqft · built 1995 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $414,000 (Aug 2010) |
| Tax Bill | $3,448 (2023) |
| Deeds & Mortgages | Aug 2026 Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03007B0067.000000 |
| Primary APN | 03007B0067.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,588 sqft Living Area |
| Gross Area | 3,620 sqft |
| 1st Floor Area | 1,470 sqft |
| Upper Floors Area | 1,118 sqft |
| Flooring | Hardwood |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 280 ft deep x 154 ft wide |
| Garage Type | Finished |
| Garage Area | 732 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 2,350 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 385 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 80 sqft |
| Deck Area | 300 sqft |
| Patio Area | 300 sqft |
| Bath House | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 77813 |
|---|---|
| Street Address | 5425 ASHBURY LN |
| City | DAVIDSON |
| State | NC |
| Zip | 28036-7736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AO |
| Legal Description | LT 67 RIVER RIDGE |
| Legal Subdivision | RIVER RIDGE |
| Legal Lot Number | 67 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 3, ODELL |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 41301 |
5425 Ashbury Ln is owned and occupied by two individuals who bought it in August 2010.
Source: Cabarrus County records, as of August 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5425 ASHBURY LN, DAVIDSON, NC 28036-7736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 11, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jan 28, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2010 · Amount on File |
| Deed Sale | Aug 6, 2010 · Amount on File |
| Prior Sale | Jun 28, 2004 · Amount on File |
| Deed Book / Page | 9244 / 118 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Aug 18, 2026 |
| Property Address | 5425 ASHBURY LN, DAVIDSON, NC 28036-7736 |
| Document Number | 0000019588 |
| Book / Page | 18129 / 353 |
| Instrument Date | Aug 15, 2026 |
| Instrument | 202619588 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5425 ASHBURY LN, DAVIDSON, NC 28036-7736 |
| Document Number | 0000019588, |
|---|---|
| Date | Aug 18, 2026 |
| Book Page | 18129/353 |
| Instrument | 202619588 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 5425 ASHBURY LN, DAVIDSON, NC 28036-7736 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 14742249 |
|---|---|
| Date | Dec 11, 2020 |
| Book Page | 14742/249 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 351 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 5425 ASHBURY LN, DAVIDSON, NC 28036-7736 |
| Document Number | 13977253 |
| Instrument Date | Jan 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 5425 ASHBURY LN DAVIDSON NC 280367736, DAVIDSON, NC 28036-7736 |
| Document Number | 13977253 |
|---|---|
| Date | Jan 30, 2020 |
| Book Page | 013977/000253 |
| Instrument | 3014 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 29, 2050 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $628,450 Land $135,000 Building $493,450 | ||
| 2024 | $628,450 (+47.28%) Land $135,000 Building $493,450 | ||
| 2023 | $3,448.00 | $426,710 Land $83,000 Building $343,710 | $426,710 Land $83,000 Building $343,710 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5425 Ashbury Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5425 Ashbury Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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