5404 Stone Rd, Frederick, MD 21703 Property Records

Frederick County property record for 5404 Stone Rd, Frederick, MD 21703 · Last verified September 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Architecture Style	Conventional
Year Built	Built 1968
Square Footage	1,817 sqft Total Area
Lot Size	50,965 sqft (1.17 acres)
Garage	Attached, 550 sqft
Occupancy	Owner Occupied
Tax Bill	$3,951.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`23-438763`
Alternative APN	`438763`

Interior

Full Baths	2 Baths
Building Area	1,817 sqft Total Area
1st Floor	1,817 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	2 Fireplaces

Exterior

Year Built	Built 1968
Architectural Style	Conventional Style
Exterior Material	Brick Exterior
Roof Material	Composition Shingle Roof
Lot Area	50,965 sqft (1.17 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	550 sqft Garage
Deck Area	120 sqft Deck
Porch	Enclosed Porch
Porch Area	520 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	438763
Street Address	5404 STONE RD
City	FREDERICK
State	MD
Zip	21703-6925
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 1.179 AC W/S STONE RD. NR FEAGAVILLE
Legal Lot Number	1 179
Jurisdiction	FREDERICK MD
Minor Civil Division	23, BALLENGER
Census Blockgroup	3
Census Block	3026
Census Tract	752602

Owner

Source: Frederick County records · APN 23-438763

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5404 STONE RD, FREDERICK, MD 21703-6925
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 20, 2007
Deed Sale	Feb 20, 2007
Prior Sale	May 30, 1996
Deed Doc Number	070916
Deed Book / Page	6458 / 405
Record Refreshed	Jun 07, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5404 STONE RD, FREDERICK, MD 21703-6925
Transaction Type	Mortgage
Record Updated	Feb 02, 2026
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5404 STONE RD, FREDERICK, MD 21703-6925

Mortgage

Document Number	0176890232
Date	Jan 20, 2026
Book Page	17689/232

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,951.00 Homeowner's exemption	$324,500 Land $91,200 Building $233,300	$324,500 Land $91,200 Building $233,300

Flood & Wildfire

5404 Stone Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 41st in Maryland
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.