Frederick County property record for 5397 Stone Rd, Frederick, MD 21703 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Architecture Style | Conventional |
| Year Built | Built 2006 |
| Square Footage | 3,640 sqft Living Area |
| Lot Size | 43,560 sqft (1 acres) |
| Garage | Attached, 576 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $5,425.00 (2025) |
| Primary APN | 23-454556 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 3,640 sqft Living Area |
| Gross Area | 4,216 sqft Gross Area |
| 1st Floor | 2,140 sqft 1st Floor |
| Basement Area | 1,500 sqft Basement |
| Finished Basement | 1,500 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 43,560 sqft (1 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 576 sqft Garage |
| Deck Area | 192 sqft Deck |
| Porch | Open Porch |
| Porch Area | 104 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Account Number | 454556 |
|---|---|
| Street Address | 5397 STONE RD |
| City | FREDERICK |
| State | MD |
| Zip | 21703-6922 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 1 SECTION 1 1.0098 ACRES ADAMSON ACRES |
| Legal Subdivision | ADAMSON ACRES SEC 01 |
| Legal Lot Number | 1 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 23, BALLENGER |
| Census Blockgroup | 1 |
| Census Block | 1019 |
| Census Tract | 751004 |
Source: Frederick County records · APN 23-454556
Assessment roll updated August 4, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5397 STONE RD, FREDERICK, MD 21703-6922 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 26, 2026 | Quit Claim Deed, Transfer · Veterans Administration Mortgage FEDERAL SAVINGS BANK |
| Nov 13, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FIRST GUARANTY MORTGAGE CORP |
| Oct 26, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage GOODMORTGAGE.COM |
| Sep 27, 2019 | Grant Deed, Transfer · Veterans Administration Mortgage EMBRACE HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 26, 2026 |
| Deed Sale | Jun 26, 2026 |
| Prior Sale | Sep 27, 2019 · Amount on Record |
| Deed Book / Page | 17933 / 326 |
| Prior Transfer Date | Apr 10, 2026 |
| Prior Transfer Doc | 1793000326 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 26, 2026 |
| Property Address | 5397 STONE RD, FREDERICK, MD 21703-6922 |
| Document Number | 1793000326 |
| Book / Page | 17933 / 326 |
| Instrument Date | Apr 10, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | BCHH INC, BCHH |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5397 STONE RD, FREDERICK, MD 21703-6922 |
| Document Number | 1793000330, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | 17933/330 |
| Name | FEDERAL SAVINGS BANK |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5397 STONE RD, FREDERICK, MD 21703-6922 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0142660254 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 14266/254 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5397 STONE RD, FREDERICK, MD 21703-6922 |
| Document Number | 0142670254 |
| Instrument Date | Oct 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 5397 STONE RD FREDERICK MD 217036922, FREDERICK, MD 21703-6922 |
| Document Number | 0142670254 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 014267/000254 |
| Name | GOODMORTGAGE.COM |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 12, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 27, 2019 |
| Property Address | 5397 STONE RD, FREDERICK, MD 21703-6922 |
| Document Number | 0132400052 |
| Book / Page | 013240 / 000052 |
| Instrument Date | Sep 20, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 09, 2019 |
| Title Company | MADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 5397 STONE RD FREDERICK MD 217036922, FREDERICK, MD 21703-6922 |
| Document Number | 132400058 |
|---|---|
| Date | Sep 27, 2019 |
| Book Page | 013240/000058 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 26, 2049 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,425.00 (+6.35%) Homeowner's exemption | $563,433 (+35.21%) | $636,800 (+52.82%) Land $135,000 Building $501,800 |
| 2024 | $5,101.00 (+8.81%) | ||
| 2023 | $4,688.00 Homeowner's exemption | $416,700 Land $90,000 Building $326,700 | $416,700 Land $90,000 Building $326,700 |
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