5404 N Shore Dr, Duluth, MN 55804 Property Records

St. Louis County property record for 5404 N Shore Dr, Duluth, MN 55804

Property Summary

Property Type	Seasonal / Vacation Home
Details	4 bd · 2 ba · 1,874 sqft · built 1992
Lot Size	0.38 acres (16,553 sqft)
Owner	Company Name on Record
Last Sale	$2,000 (Aug 2014)
Tax Bill	$7,122 (2026)
Deeds & Mortgages	Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`315-0010-01880`

Property Details

APN / Parcel Number

Primary APN	`315-0010-01880`
Alternative APN	`1093886`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,874 sqft Gross Area
1st Floor Area	1,062 sqft
Basement Area	864 sqft
Finished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Wood
Construction Type	Frame
Lot Area	16,553 sqft (0.38 acres)
Garage Area	240 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	128 sqft
Storage Building	270 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1093886
Street Address	5404 N SHORE DR
City	DULUTH
State	MN
Zip	55804-2940
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	SMU
Legal Description	ALL OF GOVT LOT 2 WHICH LIES BETWEEN LOT 1AND LOT 3 BLK 2 WONDERLAND 1ST ADD ANDEX .02 AC IN SW COR AND EX THAT PART OFTHE W
Legal Range	12W
Legal Township	51N
Legal Section	17
Legal Subdivision	DULUTH TOWN OF
Legal Block	2
Legal Lot Number	2-3,1A
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1057
Census Tract	10500

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	923 P ST SW, ARDMORE, OK 73401-3584
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2014 · Amount on Record
Deed Sale	Aug 14, 2014 · Amount on Record
Prior Sale	Dec 1, 2004 · Amount on Record
Deed Document Number	2014947658
Last Transfer Date	Apr 1, 2016
Transfer Doc	0000969605
Record Updated	Sep 20, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 11, 2020
Property Address	5404 N SHORE DR, DULUTH, MN 55804-2940
Document Number	00T1027202
Instrument Date	Aug 4, 2020
Instrument	T1027202
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Tax	$1,700.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	923 P ST SW ARDMORE OK 734013584, ARDMORE, OK 73401-3584

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Duluth Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,122.00 (+10.35%)
2025	$6,454.00 (+14.07%)	$713,000 (+4.79%) Land $152,400 Building $560,600	$713,000 (+4.79%) Land $152,400 Building $560,600
2024	$5,658.00	$680,400 (+52.56%) Land $145,800 Building $534,600	$680,400 (+52.56%) Land $145,800 Building $534,600
2022		$446,000 Land $96,700 Building $349,300	$446,000 Land $96,700 Building $349,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993)
Most Recent Claim	May 1993 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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