5398 N Shore Dr, Duluth, MN 55804 Property Records

St. Louis County property record for 5398 N Shore Dr, Duluth, MN 55804

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.192 acres (8,370 sqft)
Owner	Individual Name on Record
Last Sale	$545,000 (Sep 2023)
Tax Bill	$780 (2026)
Deeds & Mortgages	Sep 2023 Sale Aug 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`315-0064-00270`

Property Details

APN / Parcel Number

Primary APN	`315-0064-00270`
Alternative APNs	`1003106` `1154859`

Exterior

Lot Area	8,370 sqft (0.192 acres)

Location & Zoning

Account Number	1154859
Street Address	5398 N SHORE DR
City	DULUTH
State	MN
Zip	55804-2940
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	SMU
Legal Description	LOT: 0006 BLOCK:002 SERIAL #
Legal Subdivision	WONDERLAND 1ST ADD TOWN OF DUL
Legal Block	2
Legal Lot Number	6
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1057
Census Tract	10500

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17168 GREGORY WAY, BRAINERD, MN 56401-6601
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Warranty Deed, Transfer KNIGHT BARRY TITLE
Aug 2, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF RIVER FALLS
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF RIVER FALLS
Aug 23, 2017	Loan Modification, Mortgage · Conventional with PMI FIRST NAT'L BK/RIVER FALLS
Apr 13, 2017	Grant Deed, Construction Loan · Construction Mortgage FIRST NAT'L BK/RIVER FALLS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2023 · Amount on Record
Deed Sale	Sep 18, 2023 · Amount on Record
Deed Document Number	20231072400
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 18, 2023
Property Address	5398 N SHORE DR, DULUTH, MN 55804-2940
Document Number	0001072400
Instrument Date	Sep 5, 2023
Instrument	1072400
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount Recorded
Tax	$1,798.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	17168 CREGORY WAY, BAXTER, MN 56401

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5398 N SHORE DR, DULUTH, MN 55804-2940
Transaction Type	Mortgage
Record Updated	Sep 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001059533
Date	Aug 2, 2022
Instrument	1059533

Lender

Name	FIRST NATIONAL BANK OF RIVER FALLS
Type	Bank
Address	RIVER FALLS, WI 54022

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	35 Months
Due	Jul 28, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5398 N SHORE DR, DULUTH, MN 55804-2940
Transaction Type	Mortgage
Record Updated	Jul 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001042815
Date	Jun 28, 2021
Instrument	1042815

Lender

Name	FIRST NATIONAL BANK OF RIVER FALLS
Type	Bank
Address	RIVER FALLS, WI 54022

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 18, 2036

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	5398 N SHORE DR, DULUTH, MN 55804-2940
Document Number	000T989136
Instrument Date	Aug 23, 2017
Transaction Type	Mortgage
Record Updated	Sep 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5400 N SHORE DR DULUTH MN 558042940, DULUTH, MN 55804-2940

Mortgage

Document Number	000T989136
Date	Aug 29, 2017
Instrument	T989136

Lender

Name	FIRST NAT'L BK/RIVER FALLS
Type	Bank
Address	RIVER FALLS, WI 54022

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2047

April 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 13, 2017
Property Address	5398 N SHORE DR, DULUTH, MN 55804-2940
Document Number	000T983902
Instrument Date	Mar 31, 2017
Instrument	T983902
Transaction Type	Construction Loan
Record Updated	Apr 25, 2017
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$577.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	N7831-920TH ST RIVER FALLS WI 54022, RIVER FALLS, WI 54022

Mortgage

Document Number	T983903
Date	Apr 13, 2017
Instrument	T983903

Lender

Name	FIRST NAT'L BK/RIVER FALLS
Type	Bank
Address	RIVER FALLS, WI 54022

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 12, 2018

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Duluth Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$780.00 (+10.48%)
2025	$706.00 (+157.66%)	$70,900 (+4.88%) Land $70,900	$70,900 (+4.88%) Land $70,900
2024		$67,600 (+186.44%) Land $67,600	$67,600 (+186.44%) Land $67,600
2023	$274.00
2022		$23,600 Land $23,600	$23,600 Land $23,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993)
Most Recent Claim	May 1993 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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