5404 Lagoon Ct, Rocklin, CA 95677 Property Records

Placer County property record for 5404 Lagoon Ct, Rocklin, CA 95677

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,473 sqft · built 1992
Lot Size	0.139 acres (6,056 sqft)
Owner	Individual Name on Record
Last Sale	$422,500 (Feb 2015)
Tax Bill	$5,914 (2025)
Deeds & Mortgages	Jan 2018 Line of Credit Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`045-420-017-000`

Property Details

APN / Parcel Number

Primary APN	`045-420-017-000`
Alternative APN	`045-420-017`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,473 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	6,056 sqft (0.139 acres)
Garage Area	606 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	045-420-017
Street Address	5404 LAGOON CT
City	ROCKLIN
State	CA
Zip	95677-3344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 ROCKMOOR ESTATES UNIT 1
Legal Subdivision	ROCKMOOR ESTATES
Legal Lot Number	17
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	2
Census Block	2008
Census Tract	21109

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5404 LAGOON CT, ROCKLIN, CA 95677-3344
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2018	Deed of Trust, Mortgage · Line of Credit SAFE CU
Jun 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Jan 21, 2022	Deed of Trust, Mortgage · Line of Credit SAFE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2015 · Amount on Record
Deed Sale	Feb 4, 2015 · Amount on Record
Prior Sale	Mar 28, 2003 · Amount on Record
Deed Document Number	20157782
Prior Transfer Date	Sep 15, 1994
Prior Transfer Doc	0000083113
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	5404 LAGOON CT, ROCKLIN, CA 95677-3344
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005256
Date	Jan 29, 2018
Instrument	2018-0005256

Lender

Name	SAFE CU
Type	Credit Union
Address	FOLSOM, CA 95630

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 5, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	5404 LAGOON CT, ROCKLIN, CA 95677-3344
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055987
Date	Jun 11, 2020
Instrument	2020-0055987

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	5404 LAGOON CT, ROCKLIN, CA 95677-3344
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5404 LAGOON CT, ROCKLIN, CA 95677-3344

Mortgage

Document Number	0000098458
Date	Sep 10, 2020
Instrument	2020-0098458

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	5404 LAGOON CT, ROCKLIN, CA 95677-3344
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5404 LAGOON CT, ROCKLIN, CA 95677-3344

Mortgage

Document Number	0000006347
Date	Jan 21, 2022
Instrument	2022-0006347

Lender

Name	SAFE CU
Type	Credit Union
Address	FOLSOM, CA 95630

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	1 Months
Due	Feb 5, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Rocklin City
Unified School District	Rocklin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$546,359 (+2%) Land $134,842 Building $411,517
2025	$5,914.00 (+2.41%)	$535,648 (+4.04%) Land $132,199 Building $403,449
2023	$5,775.00 (+2.56%)	$514,850 Land $127,066 Building $387,784
2022	$5,631.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1986–2008)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2008 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Zeta Broadband.

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