5401 Lagoon Ct, Rocklin, CA 95677 Property Records

Placer County property record for 5401 Lagoon Ct, Rocklin, CA 95677

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,618 sqft · built 1992
Lot Size	0.194 acres (8,449 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Dec 2016)
Tax Bill	$6,271 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`045-420-020-000`

Property Details

APN / Parcel Number

Primary APN	`045-420-020-000`
Alternative APN	`045-420-020`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,618 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	8,449 sqft (0.194 acres)
Garage Area	461 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5401 LAGOON CT
City	ROCKLIN
State	CA
Zip	95677-3344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 ROCKMOOR ESTATES UNIT 1
Legal Subdivision	ROCKMOOR ESTATES
Legal Lot Number	20
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	2
Census Block	2008
Census Tract	21109

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5401 LAGOON CT, ROCKLIN, CA 95677-3344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MTG
Jul 13, 2019	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Jun 12, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2016 · Amount on Record
Deed Sale	Dec 30, 2016 · Amount on Record
Prior Sale	Apr 18, 2016 · Amount on Record
Deed Document Number	2016117165
Prior Transfer Date	Jul 21, 1994
Prior Transfer Doc	0000054422
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	5401 LAGOON CT, ROCKLIN, CA 95677-3344
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5401 LAGOON CT, ROCKLIN, CA 95677-3344

Mortgage

Document Number	0000068323
Date	May 21, 2021
Instrument	2021-0068323

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	5401 LAGOON CT, ROCKLIN, CA 95677-3344
Document Number	0000045713
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5401 LAGOON CT ROCKLIN CA 956773344, ROCKLIN, CA 95677-3344

Mortgage

Document Number	0000045713
Date	May 18, 2020
Instrument	45713

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	5401 LAGOON CT, ROCKLIN, CA 95677-3344
Document Number	0000068522
Instrument Date	Jul 13, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5401 LAGOON CT ROCKLIN CA 956773344, ROCKLIN, CA 95677-3344

Mortgage

Document Number	0000068522
Date	Sep 12, 2019
Instrument	68522

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2049

Interest

Rate Type	Adjustable Rate

June 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Jun 12, 2019
Property Address	5401 LAGOON CT, ROCKLIN, CA 95677-3344
Document Number	0000039966
Instrument Date	Jun 6, 2019
Instrument	39966
Transaction Type	Mortgage
Record Updated	Jun 25, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5401 LAGOON CT ROCKLIN CA 956773344, ROCKLIN, CA 95677-3344

Mortgage

Document Number	39967
Date	Jun 12, 2019
Instrument	39967

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2049

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Rocklin City
Unified School District	Rocklin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$579,933 (+2%) Land $159,809 Building $420,124
2025	$6,271.00 (+1.62%)	$568,563 (+4.04%) Land $156,676 Building $411,887
2024	$6,171.00 (+0.77%)
2023	$6,124.00 (+2.55%)	$546,487 Land $150,593 Building $395,894
2022	$5,972.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1986–2008)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2008 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Zeta Broadband.

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