5404 Harmony Cir, Riverbank, CA 95367 Property Records

Stanislaus County property record for 5404 Harmony Cir, Riverbank, CA 95367

Property Summary

Property TypeResidential Vacant Land
Lot Size0.117 acres (5,097 sqft)
Owner2 Individual Names on Record
Last Sale$623,000 (Jul 2026)
Tax Bill$3,817 (2026)
Deeds & MortgagesJul 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN074-024-100-000

Property Details

APN / Parcel Number

Primary APN074-024-100-000

Exterior

Lot Area5,097 sqft (0.117 acres)

Location & Zoning

Street Address5404 HARMONY CIR
CityRIVERBANK
StateCA
Zip95367-0901
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionPOR CROSSROADS WEST UNIT 2 (45M19) LOT #123
Legal SubdivisionCROSSROADS WEST UN 2
Legal Lot Number123
JurisdictionSTANISLAUS CA
Township / Civil DivisionMODESTO
Census Block Group2
Census Block2014
Census Tract407

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5404 HARMONY CIR, RIVERBANK, CA 95367-0901
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 13, 2026 · Amount on Record
Deed SaleJul 13, 2026 · Amount on Record
Prior SaleJun 5, 2024 · Amount on Record
Deed Document Number202638172
Record UpdatedOct 29, 2026

July 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTANISLAUS CA
Recording DateJul 13, 2026
Property Address5404 HARMONY CIR, RIVERBANK, CA 95367-0901
Document Number0000038172
Instrument DateJun 25, 2026
Instrument202638172
Transaction TypeTransfer
Record UpdatedSep 21, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$69,215.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5404 HARMONY CIR, RIVERBANK, CA 95367-0901

Mortgage

Document Number0000038173,
DateJul 13, 2026
Instrument202638173
Lender
NameKBHS HOME LOANS LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityRiverbank City
Secondary School DistrictModesto City High School District (09 - 12)
Elementary School DistrictSylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$3,817.00 (+37.01%)$171,666 (+2%) Land $171,666
2025$2,786.00 (+184.58%)$168,300 (+106.25%) Land $168,300
2023$979.00$81,600 Land $81,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RIVERBANK
serves 25,625 people · EPA ID CA5010018
Water SourceGroundwater
Last State InspectionMar 2024
Also Mapped HereMODESTO IRRIGATION DISTRICT
Lead21 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Nov 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Ayera Technologies
Fixed Wireless
1,000 / 500
ezWave
Fixed Wireless
1,000 / 200
Spectrum
Cable
1,000 / 35
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20

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