Stanislaus County property record for 5432 Harmony Cir, Riverbank, CA 95367
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.109 acres (4,750 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $594,500 (Jul 2026) |
| Tax Bill | $3,817 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 074-024-107-000 |
| Primary APN | 074-024-107-000 |
|---|
| Lot Area | 4,750 sqft (0.109 acres) |
|---|
| Street Address | 5432 HARMONY CIR |
|---|---|
| City | RIVERBANK |
| State | CA |
| Zip | 95367-0901 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | POR CROSSROADS WEST UNIT 2 (45M19) LOT #130 |
| Legal Subdivision | CROSSROADS WEST UN 2 |
| Legal Lot Number | 130 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 407 |
Source: Stanislaus County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5432 HARMONY CIR, RIVERBANK, CA 95367-0901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2026 · Amount on Record |
| Deed Sale | Jul 24, 2026 · Amount on Record |
| Prior Sale | Jun 5, 2024 · Amount on Record |
| Deed Document Number | 202640733 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Jul 24, 2026 |
| Property Address | 5432 HARMONY CIR, RIVERBANK, CA 95367-0901 |
| Document Number | 0000040733 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 202640733 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $66,048.95 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5432 HARMONY CIR, RIVERBANK, CA 95367-0901 |
| Document Number | 0000040734, |
|---|---|
| Date | Jul 24, 2026 |
| Instrument | 202640734 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 858 Months |
| Due | Jan 13, 2098 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Number | 0000040735, |
|---|---|
| Date | Jul 24, 2026 |
| Instrument | 202640735 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 858 Months |
| Due | Jan 13, 2098 |
| Rate | 38% |
|---|---|
| Max Rate | -1% |
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Riverbank City |
| Secondary School District | Modesto City High School District (09 - 12) |
| Elementary School District | Sylvan Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,817.00 (+37.01%) | $171,666 (+2%) Land $171,666 |
| 2025 | $2,786.00 (+184.58%) | $168,300 (+106.25%) Land $168,300 |
| 2023 | $979.00 | $81,600 Land $81,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RIVERBANK serves 25,625 people · EPA ID CA5010018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | MODESTO IRRIGATION DISTRICT |
| Lead | 21 ppb (2024–2026) action level 15 ppb |
| Water Quality | Nitrate resolved · Nov 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| ezWave Fixed Wireless | 1,000 / 200 |
| Spectrum Cable | 1,000 / 35 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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