5404 Bluff Rd, Columbia, SC 29209 Property Records

Richland County property record for 5404 Bluff Rd, Columbia, SC 29209

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,858 sqft · built 1950
Lot Size	7.2 acres (313,632 sqft)
Owner	2 Individual Names on File
Tax Bill	$420 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16000-02-02`

Property Details

APN / Parcel Number

Primary APN	`16000-02-02`
Alternative APNs	`R16000-02-02` `00609737`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,858 sqft Heated Area
Gross Area	2,370 sqft
1st Floor Area	1,706 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	313,632 sqft (7.2 acres)
Porch	Patio
Porch Area	444 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Private

Location & Zoning

Account Number	00609737
Street Address	5404 BLUFF RD
City	COLUMBIA
State	SC
Zip	29209-9433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	#SU #PR M-108 51-1404
Jurisdiction	RICHLAND SC
Township / Civil Division	HOPKINS
Census Block Group	2
Census Block	2019
Census Tract	11801

Owner

Source: Richland County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5404 BLUFF RD, COLUMBIA, SC 29209-9433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK
Nov 1, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Apr 13, 2018	Quit Claim Deed, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 13, 2018
Deed Sale	Apr 13, 2018
Prior Sale	Feb 29, 2012 · Amount on Record
Deed Document Number	201823312
Deed Book / Page	2294 / 3631
Prior Transfer Date	Feb 7, 2018
Prior Transfer Doc	0022943631
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	5404 BLUFF RD, COLUMBIA, SC 29209-9433
Document Number	2567/1789
Instrument Date	Dec 4, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5404 BLUFF RD COLUMBIA SC 292099433, COLUMBIA, SC 29209-9433

Mortgage

Document Number	2567/1789
Date	Dec 21, 2020
Book Page	002567/001789
Instrument	72722

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	5404 BLUFF RD, COLUMBIA, SC 29209-9433
Document Number	2349/0002
Instrument Date	Nov 1, 2018
Transaction Type	Mortgage
Record Updated	Dec 5, 2018
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5404 BLUFF RD COLUMBIA SC 292099433, COLUMBIA, SC 29209-9433

Mortgage

Document Number	2349/0002
Date	Nov 8, 2018
Book Page	002349/000002
Instrument	81117

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2048

April 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	RICHLAND SC
Recording Date	Apr 13, 2018
Property Address	5404 BLUFF RD, COLUMBIA, SC 29209-9433
Document Number	2294/3631
Book / Page	002294 / 003631
Instrument Date	Feb 7, 2018
Instrument	23312
Transaction Type	Mortgage
Record Updated	May 4, 2018
Title Company	WFG LENDER SERVICES

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5404 BLUFF RD COLUMBIA SC 292099433, COLUMBIA, SC 29209-9433

Mortgage

Document Number	2294/3634
Date	Apr 13, 2018
Book Page	002294/003634
Instrument	23313

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2048

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$420.00 (+7.97%)	$1,200 (-68.52%)	$163,900 (-) Land $10,200 Building $153,700
2024			$163,900 (+71.98%) Land $10,200 Building $153,700
2023	$389.00 (+12.75%)	$3,812 (+7,524%)	$95,300 (+80.83%)
2021	$345.00	$50	$52,700 Land $52,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 57% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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