Monroe County property record for 5403 W Cobblestone St, Bloomington, IN 47403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,897 sqft · built 2012 |
| Lot Size | 0.249 acres (10,846 sqft) |
| Owner | Individual Name on File |
| Last Sale | $333,000 (Jun 2019) |
| Tax Bill | $6,176 (2025) |
| Deeds & Mortgages | Nov 2018 Second Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 016-26811-38 |
| Primary APN | 016-26811-38 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,897 sqft Living Area |
| 1st Floor Area | 2,608 sqft |
| Attic | Attic |
| Attic Area | 578 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 10,846 sqft (0.249 acres) |
| Garage Type | Mixed |
| Garage Area | 749 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 016-26811-38 |
|---|---|
| Street Address | 5403 W COBBLESTONE ST |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47403-8960 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | STONECHASE SEC. 1 LOT 38 |
| Legal Subdivision | STONECHASE SUBDIVISION |
| Legal Lot Number | 38 |
| Jurisdiction | MONROE IN |
| Township / Civil Division | VAN BUREN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 501 |
Source: Monroe County records · APN 016-26811-38
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4772 S LAKE FOREST DR, BLOOMINGTON, IN 47401-7878 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 02, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNITED STATES OF AMERICA |
| Sep 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMONWEALTH MORTGAGE CORP |
| Jun 07, 2019 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 07, 2019 · Amount on Record |
| Deed Sale | Jun 07, 2019 · Amount on Record |
| Prior Sale | May 27, 2011 · Amount on Record |
| Deed Document Number | 20197795 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 5403 W COBBLESTONE ST, BLOOMINGTON, IN 47403-8960 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 2018014806 |
|---|---|
| Date | Nov 02, 2018 |
| Instrument | 2018014806 |
| Name | UNITED STATES OF AMERICA |
|---|---|
| Type | Government Agency |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 118 Months |
| Due | Sep 01, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 5403 W COBBLESTONE ST, BLOOMINGTON, IN 47403-8960 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2021017532 |
|---|---|
| Date | Sep 09, 2021 |
| Instrument | 2021017532 |
| Name | FIRST COMMONWEALTH MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | LOUISVILLE, KY 40243 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Jun 07, 2019 |
| Property Address | 5403 W COBBLESTONE ST, BLOOMINGTON, IN 47403-8960 |
| Document Number | 2019007795 |
| Map Reference | DOC 2010007814 |
| Instrument Date | May 29, 2019 |
| Instrument | 2019007795 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5403 W COBBLESTONE ST, BLOOMINGTON, IN 47403-8960 |
| Document Number | 2019007796 |
|---|---|
| Date | Jun 07, 2019 |
| Instrument | 2019007796 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2034 |
Source: Monroe County records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Monroe County |
| County Subdivision | Van Buren Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,176.00 (+80.74%) | $419,500 (-3.3%) Land $58,000 Building $361,500 | $419,500 (-3.3%) Land $58,000 Building $361,500 |
| 2024 | $3,417.00 (+7.72%) | ||
| 2023 | $433,800 (+11.49%) Land $58,000 Building $375,800 | $433,800 (+11.49%) Land $58,000 Building $375,800 | |
| 2022 | $3,172.00 | $389,100 Land $50,000 Building $339,100 | $389,100 Land $50,000 Building $339,100 |
Source: FEMA National Flood Hazard Layer, Monroe County (18105C), as of September 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181050005012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (2004–2021) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Smithville Holding Company Fiber | 1,000 / 1,000 |
May also be available: AT&T.
Based on FCC filings for 192 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system IN5253002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF BLOOMINGTON UTILITIES serves 83,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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