5372 W Cobblestone St, Bloomington, IN 47403 Property Records

Monroe County property record for 5372 W Cobblestone St, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,084 sqft · built 2012
Lot Size	0.234 acres (10,193 sqft)
Owner	Individual Name on File
Last Sale	$368,100 (Oct 2018)
Tax Bill	$3,136 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`016-26811-20`

Property Details

APN / Parcel Number

Primary APN	`016-26811-20`
Alternative APN	`53-09-02-100-004.020-015`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,084 sqft Living Area
1st Floor Area	2,776 sqft
Attic	Attic
Attic Area	616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	10,193 sqft (0.234 acres)
Garage Type	Mixed
Garage Area	746 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	016-26811-20
Street Address	5372 W COBBLESTONE ST
City	BLOOMINGTON
State	IN
Zip	47403-8204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	STONECHASE SEC. 1 LOT 20
Legal Subdivision	STONECHASE SUBDIVISION
Legal Lot Number	20
Jurisdiction	MONROE IN
Township / Civil Division	VAN BUREN
Census Block Group	2
Census Block	2008
Census Tract	501

Owner

5372 W Cobblestone St is owned and occupied by an individual who bought it in October 2018.

Source: Monroe County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	5372 W COBBLESTONE ST, BLOOMINGTON, IN 47403-8204
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Oct 25, 2018	Personal Representative Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2018 · Amount on File
Deed Sale	Oct 25, 2018 · Amount on File
Prior Sale	Oct 24, 2018 · Amount on File
Deed Document Number	201814499
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	5372 W COBBLESTONE ST, BLOOMINGTON, IN 47403-8204
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021018938
Date	Oct 4, 2021
Instrument	2021018938

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2041

October 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MONROE IN
Recording Date	Oct 25, 2018
Property Address	5372 W COBBLESTONE ST, BLOOMINGTON, IN 47403-8204
Document Number	2018014499
Map Reference	DOC2010007814
Instrument Date	Oct 22, 2018
Instrument	2018014499
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5372 W COBBLESTONE ST, BLOOMINGTON, IN 47403-8204

Mortgage

Document Number	2018014500
Date	Oct 25, 2018
Instrument	2018014500

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5372 W Cobblestone St was $3,136, down 8.3% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Van Buren Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,136.00 (-8.28%)	$419,800 Land $58,000 Building $361,800	$419,800 Land $58,000 Building $361,800
2024	$3,419.00
2023		$434,000 (+11.51%) Land $58,000 Building $376,000	$434,000 (+11.51%) Land $58,000 Building $376,000
2022	$3,173.00	$389,200 Land $50,000 Building $339,200	$389,200 Land $50,000 Building $339,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5372 W Cobblestone St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (2004–2021)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5372 W Cobblestone St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Smithville Communications Fiber	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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