5403 Stone Trce, Gainesville, GA 30504 Property Records

Hall County property record for 5403 Stone Trce, Gainesville, GA 30504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,574 sqft · built 2007
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (May 2026)
Tax Bill	$3,009 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2023 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`08-077-004-015`

Property Details

APN / Parcel Number

Primary APN	`08-077-004-015`
Alternative APN	`17129`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,574 sqft Heated Area
1st Floor Area	1,574 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2012
Architectural Style	Rustic
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	171 ft deep x 100 ft wide
Garage Area	380 sqft
Porch	Slab
Porch Area	95 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	17129
Street Address	5403 STONE TRCE
City	GAINESVILLE
State	GA
Zip	30504-8149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LT 15 HEARTHSTONE S/D
Legal Subdivision	HEARTHSTONE S/D
Legal Lot Number	15
Jurisdiction	HALL GA
Township / Civil Division	OAKWOOD
Census Block Group	2
Census Block	2019
Census Tract	1402

Owner

5403 Stone Trce is owned and occupied by an individual who bought it in May 2026.

Source: Hall County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	5403 STONE TRCE, GAINESVILLE, GA 30504-8149
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES
Nov 2, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES
May 20, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP
Nov 1, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Dec 6, 2017	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Mar 14, 2017	Grant Deed, Transfer · VA Mortgage BANK SOUTH MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2026 · Amount on File
Deed Sale	May 20, 2026 · Amount on File
Prior Sale	Mar 10, 2017 · Amount on File
Deed Book / Page	9860 / 1
Prior Transfer Date	Mar 2, 2015
Prior Transfer Doc	0074850622
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	5403 STONE TRCE, GAINESVILLE, GA 30504-8149
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5403 STONE TRCE, GAINESVILLE, GA 30504-8149

Mortgage

Document Number	0089560000000337
Date	Oct 11, 2021
Book Page	0000008956/0000000337

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	5403 STONE TRCE, GAINESVILLE, GA 30504-8149
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5403 STONE TRCE, GAINESVILLE, GA 30504-8149

Mortgage

Document Number	0093910000000543
Date	Nov 2, 2023
Book Page	0000009391/0000000543

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2043

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALL GA
Recording Date	May 20, 2026
Property Address	5403 STONE TRCE, GAINESVILLE, GA 30504-8149
Document Number	9860000001
Book / Page	9860 / 1
Instrument Date	May 19, 2026
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5403 STONE TRCE, GAINESVILLE, GA 30504-8149

Mortgage

Document Number	9860000003,
Date	May 20, 2026
Book Page	9860/3

Lender

Name	MORTGAGE INVESTORS GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	5403 STONE TRCE, GAINESVILLE, GA 30504-8149
Document Number	0083740068
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5403 STONE TRCE GAINESVILLE GA 305048149, GAINESVILLE, GA 30504-8149

Mortgage

Document Number	0083740068
Date	Nov 14, 2019
Book Page	008374/000068

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2049

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	5403 STONE TRCE, GAINESVILLE, GA 30504-8149
Document Number	0080130403
Book / Page	008013 / 000403
Instrument Date	Dec 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5403 STONE TRCE GAINESVILLE GA 305048149, GAINESVILLE, GA 30504-8149

Mortgage

Document Number	0080130403
Date	Dec 14, 2017
Book Page	008013/000403

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 13, 2047

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HALL GA
Recording Date	Mar 14, 2017
Property Address	5403 STONE TRCE, GAINESVILLE, GA 30504-8149
Document Number	0078650267
Book / Page	007865 / 000267
Instrument Date	Mar 10, 2017
Instrument	5519
Transaction Type	Transfer
Record Updated	Mar 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5403 STONE TRCE GAINESVILLE GA 305048149, GAINESVILLE, GA 30504-8149

Mortgage

Document Number	78650268
Date	Mar 14, 2017
Book Page	007865/000268
Instrument	5520

Lender

Name	BANK SOUTH MTG
Type	Bank
Address	ATLANTA, GA 30327

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 13, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 5403 Stone Trce was $3,009 with a homeowner's exemption, up 2.9% from the year before.

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Unified School District	Hall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,009.00 (+2.91%) Homeowner's exemption	$137,200 (+2.39%) Land $15,360 Building $121,840	$343,000 (+2.39%) Land $38,400 Building $304,600
2025	$2,924.00 Homeowner's exemption	$134,000 Land $13,680 Building $120,320	$335,000 Land $34,200 Building $300,800
2023	$3,138.00 (+24.33%) Homeowner's exemption	$121,040 (+30.32%) Land $13,680 Building $107,360	$302,600 (+30.32%) Land $34,200 Building $268,400
2022	$2,524.00 Homeowner's exemption	$92,880 Land $14,480 Building $78,400	$232,200 Land $36,200 Building $196,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5403 Stone Trce in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 1998 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5403 Stone Trce is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAINESVILLE serves 140,000 people · EPA ID GA1390001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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