5331 Stone Trce, Gainesville, GA 30504 Property Records

Hall County property record for 5331 Stone Trce, Gainesville, GA 30504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,490 sqft · built 1988
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Nov 2021)
Tax Bill	$3,279 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-077-004-011`

Property Details

APN / Parcel Number

Primary APN	`08-077-004-011`
Alternative APN	`17125`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,490 sqft Heated Area
1st Floor Area	1,490 sqft
Basement Area	1,490 sqft
Unfinished Basement	1,490 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2005
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	196 ft deep x 101 ft wide
Garage Type	Carport
Garage Area	378 sqft
Carport	Carport
Carport Area	378 sqft

Exterior Amenities

Porch	Slab
Porch Area	14 sqft
Deck Area	140 sqft
Patio Area	140 sqft
Utility Building	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	17125
Street Address	5331 STONE TRCE
City	GAINESVILLE
State	GA
Zip	30504-8146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PT LT 11 HEARTHSTONE S/D
Legal Subdivision	HEARTHSTONE S/D
Legal Lot Number	11
Jurisdiction	HALL GA
Township / Civil Division	OAKWOOD
Census Block Group	2
Census Block	2019
Census Tract	1402

Owner

Source: Hall County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5331 STONE TRCE, GAINESVILLE, GA 30504-8146
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Warranty Deed, Transfer · Conventional Mortgage DELTA COMMUNITY CREDIT UNION
Jan 28, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES
Oct 7, 2019	Grant Deed, Transfer · FHA Mortgage HOMESTAR FIN'L
Sep 27, 2018	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2021 · Amount on Record
Deed Sale	Nov 12, 2021 · Amount on Record
Prior Sale	Sep 26, 2019 · Amount on Record
Deed Document Number	202111537
Deed Book / Page	8891 / 51
Prior Transfer Date	Jul 3, 2007
Prior Transfer Doc	6191000263
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALL GA
Recording Date	Nov 12, 2021
Property Address	5331 STONE TRCE, GAINESVILLE, GA 30504-8146
Document Number	0088910051
Book / Page	8891 / 51
Instrument Date	Nov 12, 2021
Instrument	2021-011537
Transaction Type	Transfer
Record Updated	Nov 26, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5331 STONE TRCE, GAINESVILLE, GA 30504-8146

Mortgage

Document Number	0089910000000054
Date	Nov 18, 2021
Book Page	0000008991/0000000054

Lender

Name	DELTA COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	5331 STONE TRCE, GAINESVILLE, GA 30504-8146
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5331 STONE TRCE, GAINESVILLE, GA 30504-8146

Mortgage

Document Number	0087140000000777
Date	Jan 28, 2021
Book Page	0000008714/0000000777

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HALL GA
Recording Date	Oct 7, 2019
Property Address	5331 STONE TRCE, GAINESVILLE, GA 30504-8146
Document Number	0083480731
Book / Page	008348 / 000731
Instrument Date	Sep 26, 2019
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5331 STONE TRCE GAINESVILLE GA 305048146, GAINESVILLE, GA 30504-8146

Mortgage

Document Number	83480736
Date	Oct 7, 2019
Book Page	008348/000736

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	5331 STONE TRCE, GAINESVILLE, GA 30504-8146
Document Number	0081650529
Instrument Date	Sep 27, 2018
Transaction Type	Mortgage
Record Updated	Oct 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5331 STONE TRCE GAINESVILLE GA 305048146, GAINESVILLE, GA 30504-8146

Mortgage

Document Number	0081650529
Date	Oct 15, 2018
Book Page	008165/000529

Lender

Name	SUNTRUST BK
Type	Bank
Address	ATLANTA, GA 30328

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Unified School District	Hall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,279.00 (+2.28%)	$134,600 (+2.34%) Land $16,080 Building $118,520	$336,500 (+2.34%) Land $40,200 Building $296,300
2025	$3,206.00 (+0.75%)	$131,520 (+8.87%) Land $14,320 Building $117,200	$328,800 (+8.87%) Land $35,800 Building $293,000
2023	$3,182.00 (+20.12%)	$120,800 (+23.92%) Land $14,320 Building $106,480	$302,000 (+23.92%) Land $35,800 Building $266,200
2022	$2,649.00	$97,480 Land $16,560 Building $80,920	$243,700 Land $41,400 Building $202,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 1998 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAINESVILLE serves 140,000 people · EPA ID GA1390001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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