5403 Silva Ave, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 5403 Silva Ave, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,577 sqft · built 1952
Lot Size	0.108 acres (4,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,200,000 (Apr 2023)
Tax Bill	$17,221 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage May 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`500-013-012-9`

Property Details

APN / Parcel Number

Primary APN	`500-013-012-9`
Alternative APN	`500-013-012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,577 sqft Living Area
Gross Area	1,836 sqft
1st Floor Area	874 sqft
Basement Area	703 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1970
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	4,700 sqft (0.108 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	259 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5403 SILVA AVE
City	EL CERRITO
State	CA
Zip	94530-1433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RICH TRAFFIC CENTER 5 16
Legal Subdivision	RICHMOND TRAFFIC CENTER
Legal Block	16
Legal Lot Number	5
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	4
Census Block	4015
Census Tract	384000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5403 SILVA AVE, EL CERRITO, CA 94530-1433
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2023	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 27, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 22, 2020	Quit Claim Deed, Transfer CHOICELEND.COM
Sep 22, 2020	Quit Claim Deed, Transfer TIMIOS TITLE INC
Nov 6, 2019	Quit Claim Deed, Transfer UDEED LLC
Jan 30, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2023 · Amount on Record
Deed Sale	Apr 7, 2023 · Amount on Record
Prior Sale	Apr 1, 2014 · Amount on Record
Deed Document Number	202332609
Prior Transfer Date	May 16, 2012
Prior Transfer Doc	0000133449
Record Updated	Sep 20, 2026

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 7, 2023
Property Address	5403 SILVA AVE, EL CERRITO, CA 94530-1433
Document Number	0000032609
Map Reference	MB 11 PG 256
Instrument Date	Mar 28, 2023
Instrument	2023-032609
Transaction Type	Transfer
Record Updated	Apr 18, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5403 SILVA AVE, EL CERRITO, CA 94530-1433

Mortgage

Document Number	0000032610
Date	Apr 7, 2023
Instrument	2023-032610

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5403 SILVA AVE, EL CERRITO, CA 94530-1433
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5403 SILVA AVE, EL CERRITO, CA 94530-1433

Mortgage

Document Number	0000157596
Date	May 27, 2021
Instrument	2021-157596

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 22, 2020
Property Address	5403 SILVA AVE, EL CERRITO, CA 94530-1433
Document Number	0000212089
Instrument Date	Sep 15, 2020
Instrument	212089
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	TIMIOS TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5403 SILVA AVE EL CERRITO CA 945301433, EL CERRITO, CA 94530-1433

Mortgage

Document Number	212090
Date	Sep 22, 2020
Instrument	212090

Lender

Name	CHOICELEND.COM
Address	12362 BEACH BLVD # 20, STANTON, CA 90680-3955

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Sep 21, 2040

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 22, 2020
Property Address	5403 SILVA AVE, EL CERRITO, CA 94530-1433
Document Number	0000212091
Instrument Date	Sep 15, 2020
Instrument	212091
Transaction Type	Transfer
Record Updated	Oct 9, 2020
Title Company	TIMIOS TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5403 SILVA AVE EL CERRITO CA 945301433, EL CERRITO, CA 94530-1433

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 6, 2019
Property Address	5403 SILVA AVE, EL CERRITO, CA 94530-1433
Document Number	0000197683
Instrument Date	Sep 8, 2019
Instrument	197683
Transaction Type	Transfer
Record Updated	Nov 15, 2019
Title Company	UDEED LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5403 SILVA AVE EL CERRITO CA 945301433, EL CERRITO, CA 94530-1433

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5403 SILVA AVE, EL CERRITO, CA 94530-1433
Document Number	0000027624
Instrument Date	Jan 30, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5403 SILVA AVE EL CERRITO CA 945301433, EL CERRITO, CA 94530-1433

Mortgage

Document Number	0000027624
Date	Feb 14, 2017
Instrument	27624

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,273,448 (+2%) Land $902,026 Building $371,422
2025	$17,221.00 (+55.19%)	$1,248,480 (+60.77%) Land $884,340 Building $364,140
2023	$11,097.00 (+1.44%)	$776,584 Land $530,214 Building $246,370
2022	$10,939.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jan 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 927 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks.

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