5325 Silva Ave, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 5325 Silva Ave, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,222 sqft · built 1926
Lot Size	0.116 acres (5,049 sqft)
Owner	2 Individual Names on Record
Last Sale	$788,000 (Jan 2016)
Tax Bill	$10,396 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500-013-014-5`

Property Details

APN / Parcel Number

Primary APN	`500-013-014-5`
Alternative APN	`500-013-014`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,222 sqft Living Area
1st Floor Area	1,149 sqft
Basement Area	1,073 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1965
Lot Area	5,049 sqft (0.116 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	5325 SILVA AVE
City	EL CERRITO
State	CA
Zip	94530-1405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RICH TRAFFIC CENTER POR LOTS 7 & 8 BLK 16
Legal Subdivision	RICHMOND TRAFFIC CENTER
Legal Block	16
Legal Lot Number	7,8
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	4
Census Block	4015
Census Tract	384000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5325 SILVA AVE, EL CERRITO, CA 94530-1405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Jan 19, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2016 · Amount on Record
Deed Sale	Jan 27, 2016 · Amount on Record
Prior Sale	Apr 1, 2005
Deed Document Number	201614762
Prior Transfer Date	Apr 6, 1999
Prior Transfer Doc	0000116189
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5325 SILVA AVE, EL CERRITO, CA 94530-1405
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000239932
Date	Aug 26, 2021
Instrument	2021-239932

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 19, 2021
Property Address	5325 SILVA AVE, EL CERRITO, CA 94530-1405
Document Number	0000015492
Map Reference	MB 11 PG 256
Instrument Date	Jan 8, 2021
Instrument	2021-015492
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	BOSTON NATIONAL TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5325 SILVA AVE, EL CERRITO, CA 94530-1405

Mortgage

Document Number	0000015493
Date	Jan 19, 2021
Instrument	2021-015493

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$725,591 (+2%) Land $422,611 Building $302,980
2025	$10,396.00 (+6.3%)	$711,365 (+6.33%) Land $414,325 Building $297,040
2023	$9,780.00 (+1.56%)	$669,037 Land $398,237 Building $270,800
2022	$9,630.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jan 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 927 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks.

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